@import"https://fonts.googleapis.com/css2?family=Lora:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap";:root{--red: #d6101c;--red-deep: #b50d18;--ink: #181818;--ink-deep: #0c0c0c;--ink-soft: #4a4a4a;--ink-faint: #6f6f6f;--paper: #f5f4f3;--paper-deep: #e9e9e8;--white: #ffffff;--line: #e4e2e0;--line-soft: #efefee;--sand: #c9c4bd;--ok: #2c8a3d;--warn: #9a6a00;--warn-bg: #fbf2d9;--win-line: #c9c3bd;--win-titlebar: linear-gradient(#e0141f, #b50d18);--win-radius: 9px;--desk-1: #d6cab1;--desk-2: #b2a384;--ff-display: "Lora", Georgia, "Times New Roman", serif;--ff-text: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;--ff-ui: "Segoe UI", Tahoma, Verdana, Geneva, Arial, sans-serif;--ff-mono: "Consolas", "SF Mono", Menlo, ui-monospace, monospace;--wrap: 1180px;--wrap-narrow: 760px;--header-h: 72px;--radius: 5px;--radius-sm: 3px;--step: clamp(1.5rem, 1rem + 2vw, 2rem);--shadow: 0 1px 2px rgba(18,18,18,.06), 0 4px 10px -6px rgba(18,18,18,.14);--shadow-sm: 0 1px 2px rgba(18,18,18,.06), 0 2px 6px -4px rgba(18,18,18,.14);--ease: cubic-bezier(.2, .7, .2, 1)}*,*:before,*:after{box-sizing:border-box}html{color-scheme:light only;-webkit-text-size-adjust:100%}body{margin:0;font-family:var(--ff-text);color:var(--ink);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased}body:not(.merion-portal-app){overflow-x:clip}h1,h2,h3,h4{font-family:var(--ff-display);font-weight:700;letter-spacing:-.01em;line-height:1.2;color:var(--ink)}a{color:var(--red);text-decoration-thickness:1px;text-underline-offset:2px}a:hover{color:var(--red-deep)}::selection{background:var(--red);color:var(--white)}:focus-visible{outline:3px solid var(--red);outline-offset:2px}.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:clamp(1.15rem,4vw,2.5rem)}.wrap--narrow{max-width:var(--wrap-narrow)}.eyebrow{display:inline-flex;align-items:center;gap:.55rem;font-family:var(--ff-text);font-weight:600;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--red);margin-bottom:1.1rem}.eyebrow:before{content:"";width:26px;height:2px;background:var(--red);display:inline-block}.section-title{font-size:clamp(1.5rem,1.15rem + 1.3vw,2.15rem);max-width:24ch}.section-title--invert{color:var(--white)}.section-lead{font-size:1.12rem;color:var(--ink-soft);max-width:52ch;margin-top:1rem}.section-lead--invert{color:#ffffffbd}.btn{--btn-bg: var(--ink);--btn-fg: #fff;display:inline-flex;align-items:center;gap:.55rem;font-family:var(--ff-text);font-weight:600;font-size:.98rem;line-height:1;padding:.95rem 1.5rem;border:1.5px solid var(--btn-bg);border-radius:4px;background:var(--btn-bg);color:var(--btn-fg);text-decoration:none;cursor:pointer;transition:transform .18s var(--ease),background-color .18s var(--ease),border-color .18s var(--ease),color .18s var(--ease)}.btn:hover{color:var(--btn-fg)}.btn:active{transform:none}.btn .icon{width:1.05em;height:1.05em;transition:transform .18s var(--ease)}.btn:hover .icon{transform:translate(3px)}.btn--primary{--btn-bg: var(--red);--btn-fg: #fff}.btn--primary:hover{--btn-bg: var(--red-deep)}.btn--ghost{--btn-bg: transparent;--btn-fg: var(--ink);border-color:var(--ink)}.btn--ghost:hover{--btn-bg: var(--ink);--btn-fg: #fff}.btn--ghost-invert{--btn-bg: transparent;--btn-fg: #fff;border-color:#ffffff73}.btn--ghost-invert:hover,.btn--light{--btn-bg: #fff;--btn-fg: var(--ink);border-color:#fff}.btn--light:hover{--btn-bg: var(--paper);--btn-fg: var(--ink);border-color:var(--paper)}.btn--lg{padding:1.1rem 1.9rem;font-size:1.04rem}.btn--sm{padding:.7rem 1.1rem;font-size:.9rem}.brand{text-decoration:none;display:inline-block}.brand__mark{font-family:var(--ff-display);font-weight:800;font-size:2.1rem;letter-spacing:-.03em;color:var(--ink);margin:0;line-height:1;display:inline-block}.brand__i{color:var(--red)}.brand--footer .brand__mark{color:#fff}.site-header{position:sticky;top:0;z-index:100;background:#ffffffeb;backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid var(--line-soft);transition:box-shadow .2s var(--ease)}.site-header.is-scrolled{box-shadow:0 10px 30px -18px #12121266}.site-header__inner{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;min-height:var(--header-h)}.site-nav__list{list-style:none;display:flex;align-items:center;gap:.12rem;margin:0;padding:0}.site-nav__list a{display:inline-block;font-weight:600;font-size:.94rem;color:var(--ink);text-decoration:none;white-space:nowrap;padding:.5rem .64rem;border-radius:999px;transition:background-color .15s var(--ease),color .15s var(--ease)}.site-nav__list a:hover{background:var(--paper);color:var(--ink)}.site-nav__list .current-menu-item>a{color:var(--red)}.site-nav__list .menu-cta a{background:var(--ink);color:#fff;border:1.5px solid var(--ink)}.site-nav__list .menu-cta a:hover{background:var(--red);border-color:var(--red);color:#fff}.site-nav{display:flex;align-items:center;gap:.6rem}.header-login{position:relative}.header-login__toggle,.header-login__account{display:inline-flex;align-items:center;gap:.42rem;font-family:var(--ff-text);font-weight:600;font-size:.94rem;color:#fff;background:var(--ink);border:1.5px solid var(--ink);border-radius:999px;padding:.5rem .9rem;white-space:nowrap;text-decoration:none;cursor:pointer;transition:background-color .15s var(--ease),border-color .15s var(--ease)}.header-login__toggle:hover,.header-login__account:hover,.header-login.is-open .header-login__toggle{background:var(--red);border-color:var(--red);color:#fff}.header-login__toggle .icon,.header-login__account .icon{width:1.05em;height:1.05em}.header-login__caret{width:.4rem;height:.4rem;margin-left:.05rem;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-2px) rotate(45deg);transition:transform .18s var(--ease)}.header-login:hover .header-login__caret,.header-login:focus-within .header-login__caret,.header-login.is-open .header-login__caret{transform:translateY(1px) rotate(225deg)}.header-login:after{content:"";position:absolute;top:100%;right:0;left:0;height:14px}.header-login__menu{position:absolute;top:calc(100% + 12px);right:0;min-width:290px;padding:.5rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 26px 50px -22px #12121273;display:grid;gap:.2rem;opacity:0;visibility:hidden;pointer-events:none;transform:translateY(8px);transition:opacity .18s var(--ease),transform .18s var(--ease);z-index:200}.header-login:hover .header-login__menu,.header-login:focus-within .header-login__menu,.header-login.is-open .header-login__menu{opacity:1;visibility:visible;pointer-events:auto;transform:translateY(0)}.header-login__opt{display:flex;align-items:flex-start;gap:.7rem;padding:.65rem .7rem;border-radius:var(--radius-sm);text-decoration:none;color:var(--ink);transition:background-color .14s var(--ease)}.header-login__opt:hover{background:var(--paper)}.header-login__opt-icon{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;flex:none;background:var(--ink);color:#fff;border-radius:9px}.header-login__opt:hover .header-login__opt-icon{background:var(--red)}.header-login__opt-icon .icon{width:18px;height:18px}.header-login__opt-text{display:flex;flex-direction:column;line-height:1.3}.header-login__opt-text strong{font-size:.95rem;font-weight:700;color:var(--ink)}.header-login__opt-text span{font-size:.82rem;color:var(--ink-soft)}.nav-toggle{display:none;width:46px;height:46px;border:1.5px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;align-items:center;justify-content:center}.nav-toggle__bars{display:block;width:20px;height:14px;position:relative}.nav-toggle__bars span{position:absolute;left:0;width:100%;height:2px;background:var(--ink);border-radius:2px;transition:transform .22s var(--ease),opacity .22s var(--ease)}.nav-toggle__bars span:nth-child(1){top:0}.nav-toggle__bars span:nth-child(2){top:6px}.nav-toggle__bars span:nth-child(3){top:12px}.nav-toggle[aria-expanded=true] .nav-toggle__bars span:nth-child(1){transform:translateY(6px) rotate(45deg)}.nav-toggle[aria-expanded=true] .nav-toggle__bars span:nth-child(2){opacity:0}.nav-toggle[aria-expanded=true] .nav-toggle__bars span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}.mobile-nav{border-top:1px solid var(--line-soft);background:#fff;padding:1rem clamp(1.15rem,4vw,2.5rem) 1.6rem;position:fixed;left:0;right:0;top:var(--header-h);max-height:calc(100vh - var(--header-h));max-height:calc(100dvh - var(--header-h));overflow-y:auto;-webkit-overflow-scrolling:touch;overscroll-behavior:contain;z-index:99}.mobile-nav[hidden]{display:none}.mobile-nav__list{list-style:none;margin:0 0 1rem;padding:0}.mobile-nav__list li{border-bottom:1px solid var(--line-soft)}.mobile-nav__list a{display:block;padding:.95rem .25rem;font-weight:600;font-size:1.05rem;color:var(--ink);text-decoration:none}.mobile-nav__list .menu-cta a{color:var(--red)}.mobile-nav__cta{width:100%;justify-content:center}.mobile-nav__login{margin:1rem 0 .5rem;display:grid;gap:.5rem}.mobile-nav__login-label{font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-soft)}.mobile-nav__login-opt{display:flex;align-items:center;gap:.7rem;padding:.7rem .8rem;border:1px solid var(--line);border-radius:var(--radius);background:#fff;color:var(--ink);text-decoration:none}.mobile-nav__login-opt>.icon{width:1.3em;height:1.3em;color:var(--red);flex:none}.mobile-nav__login-opt>span{display:flex;flex-direction:column;line-height:1.3}.mobile-nav__login-opt strong{font-weight:700;font-size:.98rem}.mobile-nav__login-opt>span>span{font-size:.84rem;color:var(--ink-soft)}body.nav-open{overflow:hidden}.hero{position:relative;isolation:isolate;background:var(--ink);color:#fff;overflow:hidden}.hero__media{position:absolute;inset:0;z-index:-1}.hero__media img{width:100%;height:100%;object-fit:cover;object-position:50% 38%}.hero__veil{position:absolute;inset:0;background:linear-gradient(180deg,#1212124d,#1212128c 55%,#121212e0),linear-gradient(95deg,#121212c7,#1212121a 70%)}.hero__inner{position:relative;padding-top:clamp(3.5rem,7vw,6.5rem);padding-bottom:clamp(4rem,8vw,7rem)}.hero__eyebrow{display:flex;width:fit-content;max-width:100%;align-items:center;gap:.6rem;font-weight:600;font-size:.8rem;letter-spacing:.15em;text-transform:uppercase;color:#fff;margin:0 0 1.4rem;padding:.45rem .9rem;border:1px solid rgba(255,255,255,.3);border-radius:999px;backdrop-filter:blur(4px)}.hero__eyebrow:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--red)}.hero__title{color:#fff;font-size:clamp(2.1rem,1.4rem + 2.5vw,3.5rem);font-weight:700;letter-spacing:-.012em;max-width:20ch;margin:0 0 1.3rem}.hero__text{font-size:clamp(1.05rem,1rem + .4vw,1.27rem);color:#ffffffd1;max-width:52ch;margin:0 0 2rem}.hero__actions{display:flex;flex-wrap:wrap;gap:.85rem}.hero__strip{position:relative;border-top:1px solid rgba(255,255,255,.16);background:#1212128c;backdrop-filter:blur(4px)}.hero__strip-inner{display:flex;flex-wrap:wrap;gap:1rem 2.4rem;padding-block:1.1rem}.hero__strip-inner span{display:inline-flex;align-items:center;gap:.5rem;font-weight:600;font-size:.92rem;color:#ffffffe6}.hero__strip-inner .icon{color:var(--red)}.hero__badge,.hero__eyebrow,.hero__title,.hero__text,.hero__actions{animation:rise .7s var(--ease) both}.hero__title{animation-delay:.06s}.hero__text{animation-delay:.12s}.hero__actions{animation-delay:.18s}@keyframes rise{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}.why{padding-block:clamp(3.5rem,7vw,6.5rem);background:var(--white)}.why__head{max-width:60ch;margin-bottom:clamp(2.2rem,4vw,3.4rem)}.why__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:2rem 1.8rem;transition:transform .2s var(--ease),box-shadow .2s var(--ease),border-color .2s var(--ease)}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--paper-deep)}.card__icon{display:inline-flex;align-items:center;justify-content:center;width:54px;height:54px;border-radius:13px;background:var(--ink);color:#fff;margin-bottom:1.3rem}.card__icon .icon{width:26px;height:26px}.card:hover .card__icon{background:var(--red)}.card__title{font-size:1.32rem;margin-bottom:.5rem}.card__text{color:var(--ink-soft);margin:0;font-size:1rem}.process{padding-block:clamp(3.5rem,7vw,6.5rem);background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.process__head{max-width:50ch;margin-bottom:clamp(2rem,4vw,3rem)}.process__steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}.process__step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2rem 1.7rem 1.8rem}.process__num{font-family:var(--ff-display);font-weight:800;font-size:1rem;color:var(--red);letter-spacing:.04em;display:inline-block;margin-bottom:1rem;padding-bottom:.5rem;border-bottom:2px solid var(--red)}.process__step h3{font-size:1.25rem;margin-bottom:.4rem}.process__step p{color:var(--ink-soft);margin:0;font-size:1rem}.notice-band{background:var(--white);padding-block:clamp(2.5rem,5vw,4rem)}.notice-band__inner{display:flex;align-items:center;gap:1.6rem;background:var(--ink);color:#fff;border-radius:var(--radius);padding:clamp(1.6rem,3vw,2.6rem);position:relative;overflow:hidden}.notice-band__inner:after{content:"";position:absolute;right:-60px;top:-60px;width:220px;height:220px;background:radial-gradient(circle,rgba(228,18,31,.32),transparent 70%)}.notice-band__icon{display:inline-flex;align-items:center;justify-content:center;width:62px;height:62px;flex:none;border-radius:50%;background:#ffffff1a;color:#fff}.notice-band__icon .icon{width:30px;height:30px}.notice-band__body{flex:1 1 auto}.notice-band__title{color:#fff;font-size:1.5rem;margin-bottom:.3rem}.notice-band__body p{color:#ffffffc7;margin:0;max-width:56ch}.cta{background:var(--ink-deep);color:#fff;padding-block:clamp(3.5rem,7vw,6rem);position:relative;overflow:hidden}.cta:before{content:"";position:absolute;inset:0;background:radial-gradient(560px circle at 88% 0%,rgba(228,18,31,.18),transparent 60%),radial-gradient(460px circle at 6% 100%,rgba(216,196,160,.12),transparent 60%)}.cta__inner{position:relative;display:flex;align-items:center;justify-content:space-between;gap:2.5rem;flex-wrap:wrap}.cta__text{flex:1 1 380px}.cta__actions{display:flex;flex-direction:column;gap:.8rem;flex:none}@media(max-width:620px){.cta__actions{width:100%}.cta__actions .btn{width:100%;justify-content:center}}.page-hero{background:var(--ink);color:#fff;padding-top:clamp(2.4rem,5vw,4rem);padding-bottom:clamp(2.6rem,5vw,4.2rem);position:relative;overflow:hidden}.page-hero:before{content:"";position:absolute;right:-80px;top:-120px;width:380px;height:380px;background:radial-gradient(circle,rgba(228,18,31,.16),transparent 65%)}.page-hero .eyebrow{color:#ff6a6a}.page-hero .eyebrow:before{background:#ff6a6a}.page-hero__title{color:#fff;font-size:clamp(2rem,1.3rem + 3vw,3.4rem);max-width:20ch}.page-hero__lead{color:#ffffffc2;font-size:1.1rem;max-width:58ch;margin:.9rem 0 0}.crumbs{margin-bottom:1.3rem}.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;align-items:center;gap:.5rem;margin:0;padding:0;font-size:.86rem}.crumbs a{color:#ffffffa8;text-decoration:none}.crumbs a:hover,.crumbs li[aria-current],.crumbs span[aria-current]{color:#fff}.crumbs__sep{color:#fff6}.page-body{padding-block:clamp(2.6rem,5vw,4.5rem)}.prose{font-size:1.07rem;color:#2c3a4a}.prose>:first-child{margin-top:0}.prose h2{font-size:clamp(1.4rem,1.1rem + 1vw,1.85rem);margin-top:2.4rem}.prose h3{font-size:1.25rem;margin-top:1.8rem}.prose p{margin:0 0 1.1rem}.prose ul,.prose ol{margin:0 0 1.2rem;padding-left:1.3rem}.prose li{margin-bottom:.45rem}.prose li::marker{color:var(--red)}.prose a{color:var(--red);font-weight:600}.prose strong{color:var(--ink)}.prose blockquote{margin:1.6rem 0;padding:.4rem 0 .4rem 1.5rem;border-left:3px solid var(--red);font-size:1.18rem;font-style:italic;color:var(--ink)}.prose img{border-radius:var(--radius-sm);margin:1.5rem 0}.prose hr{border:0;border-top:1px solid var(--line);margin:2.2rem 0}.prose code{background:var(--paper);padding:.12em .4em;border-radius:4px;font-size:.92em}.edit-link{margin-top:2rem;font-size:.88rem}.edit-link a{color:var(--ink-faint);text-decoration:none;border-bottom:1px dashed var(--ink-faint)}.newsroom{padding-block:clamp(3rem,6vw,5rem);background:var(--white)}.newsroom__search{max-width:540px;margin-bottom:2.5rem}.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}.post-card{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;transition:transform .2s var(--ease),box-shadow .2s var(--ease)}.post-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.post-card__link{display:flex;flex-direction:column;height:100%;text-decoration:none;color:inherit}.post-card__media{aspect-ratio:16 / 10;overflow:hidden;background:var(--paper)}.post-card__media img{width:100%;height:100%;object-fit:cover;transition:transform .4s var(--ease)}.post-card:hover .post-card__media img{transform:scale(1.05)}.post-card__media--blank{display:flex;align-items:center;justify-content:center;background:var(--ink)}.post-card__media--blank .brand__mark{color:#fff6;font-size:1.8rem}.post-card__body{padding:1.4rem 1.4rem 1.6rem;display:flex;flex-direction:column;flex:1 1 auto}.post-card__meta{display:flex;align-items:center;gap:.7rem;font-size:.8rem;color:var(--ink-faint);margin-bottom:.7rem}.post-card__cat{font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--red);font-size:.73rem}.post-card__title{font-size:1.24rem;line-height:1.22;margin-bottom:.5rem}.post-card:hover .post-card__title{color:var(--ink)}.post-card__excerpt{color:var(--ink-soft);font-size:.97rem;margin:0 0 1.1rem}.post-card__more{margin-top:auto;display:inline-flex;align-items:center;gap:.4rem;font-weight:600;font-size:.92rem;color:var(--red)}.post-card__more .icon{width:1em;height:1em;transition:transform .18s var(--ease)}.post-card:hover .post-card__more .icon{transform:translate(3px)}.post-card--lead{grid-column:1 / -1}.post-card--lead .post-card__link{flex-direction:row}.post-card--lead .post-card__media{flex:1 1 54%;aspect-ratio:auto;min-height:320px}.post-card--lead .post-card__body{flex:1 1 46%;justify-content:center;padding:clamp(1.6rem,3vw,3rem)}.post-card--lead .post-card__title{font-size:clamp(1.5rem,1.1rem + 1.4vw,2.1rem)}.post-card--lead .post-card__excerpt{font-size:1.05rem}@media(max-width:760px){.post-card--lead .post-card__link{flex-direction:column}.post-card--lead .post-card__media{min-height:0;aspect-ratio:16 / 10}}.pagination{margin-top:3rem}.pagination .page-numbers{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;gap:.4rem;margin:0;padding:0}.pagination .page-numbers li{margin:0}.pagination a,.pagination span{display:inline-flex;align-items:center;justify-content:center;min-width:44px;height:44px;padding:0 .85rem;border:1px solid var(--line);border-radius:10px;font-weight:600;text-decoration:none;color:var(--ink);background:#fff;transition:background-color .15s var(--ease),color .15s var(--ease),border-color .15s var(--ease)}.pagination a:hover{background:var(--paper)}.pagination .current{background:var(--ink);color:#fff;border-color:var(--ink)}.pagination .dots{border-color:transparent;background:transparent}.empty-state{text-align:center;max-width:460px;margin:2rem auto;padding:3rem 1.5rem}.empty-state__icon{width:52px;height:52px;color:var(--ink-faint);margin-bottom:1rem}.empty-state h2{font-size:1.5rem}.empty-state p{color:var(--ink-soft);margin-bottom:1.4rem}.contact{padding-block:clamp(3rem,6vw,5rem);background:var(--white)}.contact__grid{display:grid;grid-template-columns:1.55fr 1fr;gap:2.6rem;align-items:start}.contact__heading{font-size:clamp(1.5rem,1.2rem + 1vw,2rem)}.contact__intro{color:var(--ink-soft);margin-bottom:1.8rem}.contact__aside{display:flex;flex-direction:column;gap:1.2rem}.contact__card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.7rem}.contact__card--accent{background:var(--ink);color:#fff}.contact__card--accent .contact__card-title{color:#fff}.contact__card--accent p{color:#ffffffc7;margin-bottom:1.1rem}.contact__card-title{font-size:1.18rem;margin-bottom:1.1rem}.contact__list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:1.05rem}.contact__list li{display:flex;gap:.85rem;align-items:flex-start}.contact__list-icon{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;flex:none;border-radius:10px;background:#fff;border:1px solid var(--line);color:var(--red)}.contact__list-icon .icon{width:19px;height:19px}.contact__list strong{display:block;font-size:.82rem;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-faint);margin-bottom:.1rem;font-weight:700}.contact__list a{color:var(--ink);text-decoration:none;font-weight:600;word-break:break-word}.contact__list a:hover{color:var(--red)}.form__row{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}.form__field{margin-bottom:1.1rem;display:flex;flex-direction:column}.form__field label{font-weight:600;font-size:.92rem;margin-bottom:.4rem;color:var(--ink)}.req{color:var(--red)}.form input[type=text],.form input[type=email],.form input[type=tel],.form input[type=url],.form input[type=password],.form input[type=number],.form input[type=search],.form input[type=date],.form textarea,.form select{width:100%;font-family:var(--ff-text);font-size:1rem;color:var(--ink);padding:.8rem .95rem;border:1.5px solid var(--line);border-radius:var(--radius-sm);background:var(--paper);transition:border-color .15s var(--ease),background-color .15s var(--ease),box-shadow .15s var(--ease)}.form textarea{resize:vertical;min-height:130px}.form select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%234a4a4a' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center;padding-right:2.6rem}.form input:focus,.form textarea:focus,.form select:focus{outline:none;border-color:var(--red);background:#fff;box-shadow:0 0 0 4px #e4121f1f}.form__field.has-error input,.form__field.has-error textarea{border-color:var(--red);background:#fff5f5}.form__error{color:var(--red-deep);font-size:.85rem;font-weight:600;margin-top:.35rem}.form__hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.form-notice{display:flex;gap:.85rem;align-items:flex-start;border-radius:var(--radius-sm);padding:1.1rem 1.2rem;margin-bottom:1.6rem}.form-notice p{margin:0;font-weight:500}.form-notice .icon{width:1.4em;height:1.4em;flex:none;margin-top:.1rem}.form-notice--ok{background:#ecf7ee;border:1px solid #bfe2c4;color:#1c5828}.form-notice--ok .icon{color:#2c8a3d}.form-notice--error{background:#fdeeee;border:1px solid #f3c4c4;color:#93262a}.form-notice--error .icon{color:var(--red-deep)}.search-form__row{display:flex;gap:.6rem}.search-form__input{flex:1 1 auto;font-family:var(--ff-text);font-size:1rem;padding:.85rem 1rem;border:1.5px solid var(--line);border-radius:var(--radius-sm);background:var(--paper)}.search-form__input:focus{outline:none;border-color:var(--red);background:#fff;box-shadow:0 0 0 4px #e4121f1f}.search-form__submit{flex:none}.disclosures{padding-block:clamp(3rem,6vw,5rem);background:var(--white)}.disclosures__grid{display:grid;grid-template-columns:230px 1fr;gap:3rem;align-items:start}.disclosures__index{position:sticky;top:100px}.disclosures__index-label{font-size:.76rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-faint);margin-bottom:.8rem}.disclosures__index ul{list-style:none;margin:0;padding:0}.disclosures__index li{margin:0}.disclosures__index a{display:block;padding:.5rem .8rem;border-left:2px solid var(--line);color:var(--ink-soft);text-decoration:none;font-size:.94rem;font-weight:500;transition:border-color .15s var(--ease),color .15s var(--ease),background-color .15s var(--ease)}.disclosures__index a:hover,.disclosures__index a.is-active{border-color:var(--red);color:var(--ink);background:var(--paper)}.facts{width:100%;border-collapse:collapse;margin:1.2rem 0 1.6rem;font-size:1rem}.facts th,.facts td{text-align:left;padding:.8rem 1rem;border:1px solid var(--line);vertical-align:top}.facts th{width:38%;background:var(--paper);font-family:var(--ff-text);font-weight:700;color:var(--ink)}.callout{display:flex;gap:1rem;align-items:flex-start;border-radius:var(--radius);padding:1.3rem 1.5rem;margin:1.6rem 0}.callout .icon{width:1.5em;height:1.5em;flex:none;margin-top:.1rem}.callout p{margin:0}.callout--info{background:var(--paper);border:1px solid var(--line)}.callout--info .icon{color:var(--ink)}.callout--accent{background:#fff4f0;border:1px solid #f4cdbf}.callout--accent .icon{color:var(--red)}.callout--cta{background:var(--ink);color:#fff;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:1.2rem}.callout--cta strong{display:block;font-family:var(--ff-display);font-size:1.2rem}.callout--cta span{color:#ffffffb8}.pledge-grid{display:grid;grid-template-columns:1fr 1fr;gap:.9rem;margin:1.4rem 0 1.6rem}.pledge{display:flex;gap:.75rem;align-items:flex-start;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-sm);padding:1.1rem 1.2rem}.pledge .icon{color:var(--red);width:1.35em;height:1.35em;flex:none;margin-top:.1rem}.pledge strong{display:block;font-family:var(--ff-display);margin-bottom:.15rem}.pledge span{color:var(--ink-soft);font-size:.94rem}.debtletter{padding-block:clamp(3rem,6vw,5rem);background:var(--white)}.debtletter__options-title{font-size:clamp(1.4rem,1.1rem + 1vw,1.9rem);margin:2.6rem 0 1.3rem}.options{display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem;margin-bottom:1rem}.option{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.7rem 1.5rem;position:relative}.option__num{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;background:var(--red);color:#fff;font-family:var(--ff-display);font-weight:800;margin-bottom:1rem}.option h3{font-size:1.2rem;margin-bottom:.4rem}.option p{color:var(--ink-soft);margin:0;font-size:.98rem}.contact-strip{display:flex;align-items:center;flex-wrap:wrap;gap:1.4rem 2rem;background:var(--ink);color:#fff;border-radius:var(--radius);padding:1.8rem;margin-top:2.4rem}.contact-strip__item{display:flex;align-items:center;gap:.85rem}.contact-strip__icon{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;flex:none;border-radius:11px;background:#ffffff1a;color:#fff}.contact-strip__item strong{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.07em;color:#fff9;font-weight:700}.contact-strip__item a{color:#fff;text-decoration:none;font-weight:600;font-size:1.05rem}.contact-strip__item a:hover{color:#ff8a8a}.contact-strip .btn{margin-left:auto}@media(max-width:620px){.contact-strip .btn{margin-left:0;width:100%;justify-content:center}}.article{padding-bottom:clamp(3rem,6vw,5rem)}.article__header{padding-top:clamp(2rem,4vw,3rem);padding-bottom:1.8rem}.article__header .crumbs a{color:var(--ink-faint)}.article__header .crumbs a:hover{color:var(--red)}.article__header .crumbs li[aria-current],.article__header .crumbs span[aria-current]{color:var(--ink)}.article__header .crumbs__sep{color:var(--line)}.article__meta{display:flex;align-items:center;flex-wrap:wrap;gap:.6rem;font-size:.85rem;color:var(--ink-faint);margin-bottom:.9rem}.article__cat{font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--red);font-size:.76rem}.article__title{font-size:clamp(1.9rem,1.3rem + 2.6vw,3.1rem);max-width:22ch}.article__standfirst{font-size:1.2rem;color:var(--ink-soft);max-width:60ch;margin-top:.8rem}.article__hero{margin:0 0 2.4rem}.article__hero img{width:100%;max-height:480px;object-fit:cover;border-radius:var(--radius)}.article__content{margin-bottom:2.4rem}.article__tags{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:2.4rem}.article__tags a{font-size:.85rem;font-weight:600;color:var(--ink-soft);background:var(--paper);border:1px solid var(--line);border-radius:999px;padding:.35rem .85rem;text-decoration:none}.article__tags a:hover{border-color:var(--red);color:var(--red)}.article__cta{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:clamp(1.6rem,3vw,2.4rem);text-align:center;margin-bottom:2.4rem}.article__cta h2{font-size:1.45rem}.article__cta p{color:var(--ink-soft);max-width:48ch;margin:0 auto 1.3rem}.article__related{margin:2.5rem 0 0}.feature-list{list-style:none;padding:0;margin:1rem 0 1.4rem;display:flex;flex-direction:column;gap:.5rem}.feature-list li{display:flex;align-items:flex-start;gap:.55rem;font-size:.97rem;color:var(--ink-soft)}.feature-list li:before{content:"";display:inline-block;width:18px;height:18px;min-width:18px;background:var(--red);border-radius:50%;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");background-size:12px;background-repeat:no-repeat;background-position:center;margin-top:.18rem}.article__related h2{font-size:1.2rem;margin-bottom:1rem}.guide__download-bar{display:flex;align-items:center;justify-content:space-between;gap:1rem;background:var(--paper);border-bottom:1px solid var(--line);padding:.7rem 1.4rem}.guide__download-note{margin:0;font-size:.9rem;color:var(--ink-soft)}.article__nav{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.article__nav-link{border:1px solid var(--line);border-radius:var(--radius);padding:1.2rem 1.4rem;text-decoration:none;transition:border-color .15s var(--ease),background-color .15s var(--ease)}.article__nav-link:hover{border-color:var(--ink);background:var(--paper)}.article__nav-link--next{text-align:right}.article__nav-label{display:block;font-size:.76rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--ink-faint);margin-bottom:.25rem}.article__nav-title{display:block;font-family:var(--ff-display);font-weight:700;color:var(--ink)}@media(max-width:560px){.article__nav{grid-template-columns:1fr}.article__nav-link--next{text-align:left}}.comments{margin-top:3rem;padding-top:2.4rem;border-top:1px solid var(--line)}.comments__title{font-size:1.4rem;margin-bottom:1.4rem}.comments__list{list-style:none;margin:0 0 2rem;padding:0}.comments__list ol{list-style:none;padding-left:1.5rem}.comments__list .comment-body{padding:1.1rem 0;border-bottom:1px solid var(--line-soft)}.comments__list .comment-author{font-weight:700;font-family:var(--ff-display)}.comments__list .comment-meta{font-size:.82rem;color:var(--ink-faint);margin-bottom:.4rem}.comments__list .comment-meta a{color:var(--ink-faint);text-decoration:none}.comments__closed{color:var(--ink-faint);font-style:italic}.comment-form p{margin-bottom:1rem}.comment-form label{font-weight:600;font-size:.92rem;display:block;margin-bottom:.35rem}.comment-form input[type=text],.comment-form input[type=email],.comment-form input[type=url],.comment-form textarea{width:100%;font-family:var(--ff-text);font-size:1rem;padding:.8rem .95rem;border:1.5px solid var(--line);border-radius:var(--radius-sm);background:var(--paper)}.comment-form input:focus,.comment-form textarea:focus{outline:none;border-color:var(--red);background:#fff;box-shadow:0 0 0 4px #e4121f1f}.comment-form .form-submit .submit{font-family:var(--ff-text);font-weight:600;background:var(--red);color:#fff;border:0;border-radius:999px;padding:.9rem 1.6rem;cursor:pointer}.comment-form .form-submit .submit:hover{background:var(--red-deep)}.error-404{padding-block:clamp(3rem,6vw,5rem);background:var(--white)}.error-404__links{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-bottom:2.6rem}.error-404__link{display:flex;align-items:center;gap:1rem;border:1px solid var(--line);border-radius:var(--radius);padding:1.3rem 1.4rem;text-decoration:none;transition:border-color .15s var(--ease),background-color .15s var(--ease),transform .15s var(--ease)}.error-404__link:hover{border-color:var(--ink);background:var(--paper);transform:translateY(-2px)}.error-404__link-icon{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;flex:none;border-radius:11px;background:var(--ink);color:#fff}.error-404__link strong{display:block;font-family:var(--ff-display);color:var(--ink);font-size:1.1rem}.error-404__link>span>span{color:var(--ink-soft);font-size:.92rem}.error-404__search h2{font-size:1.3rem}.error-404__search .search-form{max-width:480px}@media(max-width:560px){.error-404__links{grid-template-columns:1fr}}.widget{margin-bottom:2rem}.widget__title{font-size:1.1rem;margin-bottom:.8rem}.widget ul{list-style:none;margin:0;padding:0}.widget li{padding:.4rem 0;border-bottom:1px solid var(--line-soft)}.widget a{color:var(--ink);text-decoration:none}.widget a:hover{color:var(--red)}.site-footer{background:var(--ink-deep);color:#ffffffb3;padding-top:clamp(3rem,6vw,4.5rem)}.site-footer__top{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:2rem 2.2rem;padding-bottom:2.6rem;border-bottom:1px solid rgba(255,255,255,.12)}.site-footer__tag{max-width:36ch;margin:1rem 0 1.5rem}.site-footer__heading{font-size:.82rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#ffffff8c;margin-bottom:1.1rem}.site-footer__contact{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:.8rem}.site-footer__contact li{display:flex;align-items:center;gap:.65rem}.site-footer__contact .icon{color:var(--red);width:1.15em;height:1.15em}.site-footer__contact a{color:#fff;text-decoration:none;font-weight:500}.site-footer__contact a:hover{color:#ff8a8a}.site-footer__links{list-style:none;margin:0 0 1.1rem;padding:0}.site-footer__links li{margin-bottom:.55rem}.site-footer__links a{color:#ffffffc7;text-decoration:none}.site-footer__links a:hover{color:#fff}.site-footer__portal{display:inline-flex;align-items:center;gap:.4rem;font-weight:600;font-size:.92rem;color:#ff8a8a;text-decoration:none}.site-footer__portal .icon{width:1em;height:1em;transition:transform .18s var(--ease)}.site-footer__portal:hover{color:var(--red)}.site-footer__portal:hover .icon{transform:translate(3px)}.site-footer__notice{padding-block:1.6rem;border-bottom:1px solid rgba(255,255,255,.12)}.site-footer__notice p{margin:0;font-size:.88rem;color:#ffffff8c;max-width:100ch}.site-footer__notice strong{color:#fffc}.site-footer__base{display:flex;justify-content:space-between;flex-wrap:wrap;gap:.6rem;padding-block:1.4rem 2rem;font-size:.86rem}.site-footer__base p{margin:0}.site-footer__base-links a{color:#fff9;text-decoration:none}.site-footer__base-links a:hover{color:#fff}.site-footer__base-links span{margin:0 .4rem;color:#ffffff4d}.alignleft{float:left;margin:.4rem 1.4rem 1rem 0}.alignright{float:right;margin:.4rem 0 1rem 1.4rem}.aligncenter{display:block;margin-inline:auto}.wp-caption-text,.wp-element-caption{font-size:.85rem;color:var(--ink-faint);text-align:center;margin-top:.4rem}.sticky,.bypostauthor{display:block}.page-links{margin-top:1.5rem;font-weight:600}.page-links a{padding:.2rem .6rem;border:1px solid var(--line);border-radius:6px;text-decoration:none}.prose a.btn{color:var(--btn-fg);font-weight:600}.prose a.btn:hover{color:var(--btn-fg)}.prose .callout--cta strong{color:#fff}.prose .callout--accent strong{color:var(--ink)}.prose .contact-strip a{color:#fff;font-weight:600}.prose .contact-strip a:hover{color:#ff8a8a}.prose .option__link{color:var(--red)}.formpage{padding-block:clamp(3rem,6vw,5rem);background:var(--white)}.formpage__grid{display:grid;grid-template-columns:1.6fr 1fr;gap:2.6rem;align-items:start}.formpage__main{min-width:0}.formpage__aside{display:flex;flex-direction:column;gap:1.2rem}.sidecard{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem}.sidecard--contact{background:var(--ink);color:#fff}.sidecard--contact .sidecard__title{color:#fff}.sidecard--contact p{color:#ffffffc7}.sidecard--soft{background:#fff4f0;border-color:#f4cdbf}.sidecard__title{font-size:1.12rem;margin-bottom:.9rem}.sidecard p{font-size:.96rem;margin-bottom:.6rem}.sidecard__steps{margin:0;padding:0;list-style:none;counter-reset:step}.sidecard__steps li{counter-increment:step;position:relative;padding:0 0 .9rem 2.4rem;font-size:.96rem;color:var(--ink-soft)}.sidecard__steps li:last-child{padding-bottom:0}.sidecard__steps li:before{content:counter(step);position:absolute;left:0;top:-.1rem;width:26px;height:26px;display:flex;align-items:center;justify-content:center;background:var(--red);color:#fff;border-radius:50%;font-family:var(--ff-display);font-weight:800;font-size:.82rem}.sidecard__list{list-style:none;margin:0;padding:0}.sidecard__list li{display:flex;gap:.6rem;align-items:flex-start;margin-bottom:.7rem;font-size:.96rem;color:var(--ink-soft)}.sidecard__list li:last-child{margin-bottom:0}.sidecard__list .icon{color:var(--red);width:1.15em;height:1.15em;flex:none;margin-top:.15rem}.sidecard__contact{display:flex;align-items:center;gap:.55rem;margin:.5rem 0 0;font-weight:600}.sidecard__contact .icon{color:var(--red);flex:none}.sidecard--contact .sidecard__contact .icon{color:#ff8a8a}.sidecard__contact a{color:inherit;text-decoration:none}.sidecard--contact .sidecard__contact a{color:#fff}.sidecard--contact .sidecard__contact a:hover{color:#ff8a8a}.form__help{font-size:.85rem;color:var(--ink-faint);margin-top:.35rem}.form__consent{font-size:.86rem;color:var(--ink-faint);margin:.2rem 0 1.3rem}.contact__routes{margin-top:2.6rem;padding-top:2rem;border-top:1px solid var(--line)}.contact__routes-title{font-size:1.2rem;margin-bottom:1.1rem}.route-grid{display:grid;grid-template-columns:1fr 1fr;gap:.9rem}.route-grid--wide{grid-template-columns:repeat(3,1fr)}.route{display:flex;gap:.85rem;align-items:flex-start;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-sm);padding:1.1rem 1.2rem;text-decoration:none;transition:border-color .15s var(--ease),background-color .15s var(--ease),transform .15s var(--ease)}.route:hover{border-color:var(--ink);background:#fff;transform:translateY(-2px)}.route .icon{color:var(--red);width:1.5em;height:1.5em;flex:none;margin-top:.1rem}.route span{display:block;color:var(--ink-soft);font-size:.9rem;line-height:1.45}.route strong{display:block;font-family:var(--ff-display);color:var(--ink);font-size:1.04rem;margin-bottom:.1rem}.services{padding-block:clamp(3rem,6vw,5rem);background:var(--white)}.services__head{max-width:50ch;margin-bottom:clamp(2rem,4vw,3rem)}.services__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}.service-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.9rem 1.7rem;transition:transform .2s var(--ease),box-shadow .2s var(--ease)}.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.service-card__icon{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:13px;background:var(--ink);color:#fff;margin-bottom:1.2rem}.service-card:hover .service-card__icon{background:var(--red)}.service-card__icon .icon{width:25px;height:25px}.service-card__title{font-size:1.24rem;margin-bottom:.45rem}.service-card__text{color:var(--ink-soft);font-size:.98rem;margin:0}.service-card__points{list-style:none;margin:.9rem 0 0;padding:0;display:grid;gap:.45rem}.service-card__points li{display:flex;gap:.5rem;align-items:flex-start;font-size:.9rem;color:var(--ink-soft)}.service-card__points .icon{color:var(--red);flex:none;margin-top:.15rem;width:1em;height:1em}.how{padding-block:clamp(3rem,6vw,5rem);background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.how__grid{display:grid;grid-template-columns:1fr 1.1fr;gap:2.6rem;align-items:start}.how__intro{position:sticky;top:100px}.how__points{list-style:none;margin:0;padding:0}.how__points li{display:flex;gap:.9rem;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:1.2rem 1.3rem;margin-bottom:.9rem}.how__points li:last-child{margin-bottom:0}.how__points .icon{color:var(--red);width:1.4em;height:1.4em;flex:none;margin-top:.1rem}.how__points strong{display:block;font-family:var(--ff-display);font-size:1.08rem;margin-bottom:.15rem}.how__points span{color:var(--ink-soft);font-size:.96rem}.sectors{padding-block:clamp(3rem,6vw,5rem);background:var(--white)}.sectors__head{max-width:50ch;margin-bottom:clamp(1.6rem,3vw,2.4rem)}.sectors__list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:.7rem 1.6rem}.sectors__list li{display:flex;align-items:center;gap:.6rem;padding:.75rem 0;border-bottom:1px solid var(--line-soft);font-weight:600}.sectors__list .icon{color:var(--red);width:1.15em;height:1.15em;flex:none}.about-intro{padding-block:clamp(3rem,6vw,4.5rem);background:var(--white)}.values{padding-block:clamp(3rem,6vw,5rem);background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.values__head{max-width:50ch;margin-bottom:clamp(2rem,4vw,3rem)}.values__grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.4rem}.values .card{background:#fff}.commitment{background:var(--ink);color:#fff;padding-block:clamp(2.6rem,5vw,4rem)}.commitment__inner{display:flex;align-items:center;gap:1.6rem;flex-wrap:wrap}.commitment__icon{display:inline-flex;align-items:center;justify-content:center;width:64px;height:64px;flex:none;border-radius:50%;background:#ffffff1a;color:#fff}.commitment__icon .icon{width:30px;height:30px}.commitment__body{flex:1 1 360px}.commitment__title{color:#fff;font-size:1.5rem;margin-bottom:.35rem}.commitment__body p{color:#ffffffc7;margin:0}.support{padding-block:clamp(3rem,6vw,5rem);background:var(--white)}.support__topics{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-bottom:2.6rem}.topic-tile{display:flex;flex-direction:column;gap:.3rem;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem;text-decoration:none;transition:transform .15s var(--ease),border-color .15s var(--ease),box-shadow .15s var(--ease)}.topic-tile:hover{transform:translateY(-3px);border-color:var(--ink);box-shadow:var(--shadow-sm)}.topic-tile__icon{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:11px;background:var(--ink);color:#fff;margin-bottom:.6rem}.topic-tile:hover .topic-tile__icon{background:var(--red)}.topic-tile strong{font-family:var(--ff-display);color:var(--ink);font-size:1.06rem}.topic-tile__intro{color:var(--ink-soft);font-size:.9rem}.support__search{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem 1.7rem;margin-bottom:2.8rem}.support__search h2{font-size:1.2rem;margin-bottom:.9rem}.support__search .search-form{max-width:100%}.faq-group{margin-bottom:2.6rem;scroll-margin-top:100px}.faq-group__title{display:flex;align-items:center;gap:.7rem;font-size:1.4rem;padding-bottom:.8rem;margin-bottom:1.1rem;border-bottom:2px solid var(--line)}.faq-group__icon{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;flex:none;border-radius:9px;background:var(--red);color:#fff}.faq-group__icon .icon{width:20px;height:20px}.faq-list{display:flex;flex-direction:column;gap:.7rem}.faq{border:1px solid var(--line);border-radius:var(--radius-sm);background:#fff;overflow:hidden}.faq[open]{border-color:var(--ink)}.faq__q{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.1rem 1.3rem;font-family:var(--ff-display);font-weight:700;font-size:1.05rem;color:var(--ink);cursor:pointer;list-style:none}.faq__q::-webkit-details-marker{display:none}.faq__q:hover{color:var(--red)}.faq__mark{position:relative;width:18px;height:18px;flex:none}.faq__mark:before,.faq__mark:after{content:"";position:absolute;background:var(--red);border-radius:2px;transition:transform .2s var(--ease),opacity .2s var(--ease)}.faq__mark:before{top:8px;left:0;width:18px;height:2px}.faq__mark:after{left:8px;top:0;width:2px;height:18px}.faq[open] .faq__mark:after{transform:rotate(90deg);opacity:0}.faq__a{padding:0 1.3rem 1.2rem;color:var(--ink-soft)}.faq__a p{margin:0}.support__forms{margin:3rem 0 2.6rem}.support__forms-head{margin-bottom:1.4rem}.support__forms-head .section-title{font-size:clamp(1.4rem,1.1rem + 1vw,1.9rem)}.option__link{display:inline-flex;align-items:center;gap:.35rem;margin-top:.9rem;font-weight:600;font-size:.92rem;color:var(--red);text-decoration:none}.option__link .icon{width:1em;height:1em;transition:transform .18s var(--ease)}.option__link:hover{color:var(--red-deep)}.option__link:hover .icon{transform:translate(3px)}.js [data-reveal]{opacity:0;transform:translateY(24px);will-change:opacity,transform}.js [data-reveal].is-revealed{opacity:1;transform:none;transition:opacity .7s var(--ease),transform .7s var(--ease)}@media(prefers-reduced-motion:reduce){[data-reveal],.js [data-reveal],.js [data-reveal].is-revealed{opacity:1!important;transform:none!important;transition:none!important}}.commitments{background:var(--white);padding-block:clamp(2.4rem,4vw,3.4rem);border-bottom:1px solid var(--line)}.commitments__grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}.commitment-item{display:flex;flex-direction:column;gap:.3rem;padding:1.4rem 1.5rem;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);border-top:3px solid var(--red)}.commitment-item__icon{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:11px;background:var(--ink);color:#fff;margin-bottom:.55rem}.commitment-item__icon .icon{width:22px;height:22px}.commitment-item strong{font-family:var(--ff-display);font-size:1.16rem;color:var(--ink);line-height:1.15}.commitment-item span:not(.commitment-item__icon){color:var(--ink-soft);font-size:.94rem}.industries{background:var(--ink);color:#fff;padding-block:clamp(3.5rem,7vw,6rem);position:relative;overflow:hidden}.industries:before{content:"";position:absolute;top:-120px;right:-100px;width:420px;height:420px;background:radial-gradient(circle,rgba(228,18,31,.16),transparent 65%)}.industries__head{position:relative;max-width:56ch;margin-bottom:clamp(2rem,4vw,3rem)}.tabs{position:relative}.tabs__list{display:flex;flex-wrap:wrap;gap:.6rem;margin-bottom:1.6rem;border-bottom:1px solid rgba(255,255,255,.14);padding-bottom:1.6rem}.tabs__tab{font-family:var(--ff-text);font-weight:600;font-size:.96rem;color:#ffffffb8;background:#ffffff0f;border:1.5px solid rgba(255,255,255,.16);border-radius:999px;padding:.7rem 1.25rem;cursor:pointer;transition:background-color .15s var(--ease),color .15s var(--ease),border-color .15s var(--ease)}.tabs__tab:hover{color:#fff;border-color:#fff6}.tabs__tab.is-active{background:var(--red);border-color:var(--red);color:#fff}.tabs__panel{background:var(--white);border-radius:var(--radius);padding:clamp(1.7rem,3vw,2.6rem);color:var(--ink);animation:tab-in .35s var(--ease) both;will-change:opacity,transform}.tabs__panel[hidden]{display:none}@keyframes tab-in{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}.tabs__panel-title{font-size:clamp(1.35rem,1.1rem + 1vw,1.85rem);margin-bottom:.5rem}.tabs__panel-lead{color:var(--ink-soft);font-size:1.08rem;max-width:62ch;margin-bottom:1.3rem}.tabs__points{list-style:none;margin:0 0 1.4rem;padding:0;display:grid;gap:.65rem}.tabs__points li{display:flex;gap:.65rem;align-items:flex-start}.tabs__points .icon{color:var(--red);width:1.3em;height:1.3em;flex:none;margin-top:.12rem}.tabs__points span{color:#2c3a4a}.tabs__link{display:inline-flex;align-items:center;gap:.4rem;font-weight:600;color:var(--red);text-decoration:none}.tabs__link .icon{width:1em;height:1em;transition:transform .18s var(--ease)}.tabs__link:hover .icon{transform:translate(3px)}.home-faq{background:var(--paper);padding-block:clamp(3.5rem,7vw,6rem);border-top:1px solid var(--line)}.home-faq__grid{display:grid;grid-template-columns:1fr 1.25fr;gap:2.8rem;align-items:start}.home-faq__intro{position:sticky;top:100px}.home-faq__intro .btn{margin-top:1.3rem}.home-faq .faq{background:#fff}.home-news{background:var(--white);padding-block:clamp(3.5rem,7vw,6rem)}.home-news__head{display:flex;align-items:flex-end;justify-content:space-between;gap:1.5rem;margin-bottom:clamp(1.8rem,3vw,2.6rem)}.home-news__all{display:inline-flex;align-items:center;gap:.4rem;font-weight:600;font-size:.98rem;color:var(--red);text-decoration:none;white-space:nowrap}.home-news__all .icon{width:1em;height:1em;transition:transform .18s var(--ease)}.home-news__all:hover .icon{transform:translate(3px)}.help-topic{margin-top:3rem;scroll-margin-top:100px}.help-topic__head{display:flex;align-items:center;gap:1rem;padding-bottom:1rem;margin-bottom:1.4rem;border-bottom:2px solid var(--line)}.help-topic__icon{display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;flex:none;border-radius:11px;background:var(--ink);color:#fff}.help-topic__icon .icon{width:24px;height:24px}.help-topic__title{font-size:clamp(1.3rem,1.1rem + 1vw,1.7rem);margin:0}.help-topic__blurb{color:var(--ink-soft);margin:.15rem 0 0;font-size:.98rem}.help-topic__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}.help-card{display:flex;flex-direction:column;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem 1.5rem;text-decoration:none;transition:transform .16s var(--ease),box-shadow .16s var(--ease),border-color .16s var(--ease)}.help-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm);border-color:var(--ink);background:#fff}.help-card__title{font-size:1.1rem;line-height:1.25;margin-bottom:.4rem;color:var(--ink)}.help-card__excerpt{color:var(--ink-soft);font-size:.93rem;margin:0 0 1rem}.help-card__more{margin-top:auto;display:inline-flex;align-items:center;gap:.35rem;font-weight:600;font-size:.88rem;color:var(--red)}.help-card__more .icon{width:1em;height:1em;transition:transform .18s var(--ease)}.help-card:hover .help-card__more .icon{transform:translate(3px)}.help-single{padding-block:clamp(3rem,6vw,5rem);background:var(--white)}.help-single__grid{display:grid;grid-template-columns:1.7fr 1fr;gap:2.6rem;align-items:start}.help-single__topic{display:inline-flex;align-items:center;gap:.5rem;font-weight:600;font-size:.88rem;margin:0 0 1.2rem}.help-single__topic .icon{color:var(--red);width:1.05em;height:1.05em}.help-single__topic a{color:var(--ink-soft);text-decoration:none}.help-single__topic a:hover{color:var(--red)}.help-single__foot{margin-top:2.4rem;padding-top:1.8rem;border-top:1px solid var(--line)}.help-single__foot p{color:var(--ink-soft);margin-bottom:1.1rem}.help-single__foot-actions{display:flex;flex-wrap:wrap;gap:.8rem}.help-single__aside{display:flex;flex-direction:column;gap:1.2rem}.help-single__related{list-style:none;margin:0;padding:0}.help-single__related li{border-bottom:1px solid var(--line-soft)}.help-single__related li:last-child{border-bottom:0}.help-single__related a{display:flex;align-items:center;gap:.5rem;justify-content:space-between;padding:.7rem 0;color:var(--ink);text-decoration:none;font-weight:600;font-size:.96rem}.help-single__related a:hover{color:var(--red)}.help-single__related .icon{width:.95em;height:.95em;flex:none;color:var(--red)}.article-note,.prose .article-note{font-size:.92rem;color:var(--ink-faint);background:var(--paper);border-left:3px solid var(--line);padding:.8rem 1.1rem;border-radius:0 var(--radius-sm) var(--radius-sm) 0}.site-nav__list>.menu-item-has-children{position:relative}.site-nav__list>.menu-item-has-children>a{display:inline-flex;align-items:center;gap:.36rem}.site-nav__list>.menu-item-has-children>a:after{content:"";width:.42rem;height:.42rem;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-2px) rotate(45deg);transition:transform .18s var(--ease);opacity:.65}.site-nav__list>.menu-item-has-children:hover>a:after,.site-nav__list>.menu-item-has-children:focus-within>a:after{transform:translateY(1px) rotate(225deg);opacity:1}.site-nav__list>.menu-item-has-children:before{content:"";position:absolute;top:100%;left:0;right:0;height:16px}.site-nav .sub-menu{position:absolute;top:calc(100% + 14px);left:50%;transform:translate(-50%) translateY(8px);min-width:252px;list-style:none;margin:0;padding:.5rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 26px 50px -22px #12121273;opacity:0;visibility:hidden;pointer-events:none;transition:opacity .18s var(--ease),transform .18s var(--ease);z-index:200;will-change:opacity,transform}.site-nav__list>.menu-item-has-children:hover>.sub-menu,.site-nav__list>.menu-item-has-children:focus-within>.sub-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translate(-50%) translateY(0)}.site-nav .sub-menu li{margin:0}.site-nav .sub-menu a{display:block;padding:.62rem .85rem;border-radius:var(--radius-sm);font-size:.94rem;font-weight:500;color:var(--ink);text-decoration:none;white-space:nowrap;transition:background-color .14s var(--ease),color .14s var(--ease)}.site-nav .sub-menu a:hover,.site-nav .sub-menu .current-menu-item>a{background:var(--paper);color:var(--red)}.mobile-nav__list .sub-menu{list-style:none;margin:.15rem 0 .5rem;padding-left:1rem;border-left:2px solid var(--line)}.mobile-nav__list .sub-menu a{font-size:.96rem;opacity:.82}.mobile-nav__list .menu-item-has-children>a{font-weight:700}.stdpage{padding-block:clamp(2.6rem,5vw,4.5rem);background:var(--white)}.stdpage__grid{display:grid;grid-template-columns:minmax(0,1fr) 304px;gap:clamp(2rem,4vw,3.4rem);align-items:start}.stdpage__aside{display:flex;flex-direction:column;gap:1.2rem;position:sticky;top:100px}.stdpage__siblings{list-style:none;margin:0;padding:0}.stdpage__siblings li{border-bottom:1px solid var(--line-soft)}.stdpage__siblings li:last-child{border-bottom:0}.stdpage__siblings a{display:block;padding:.62rem 0;color:var(--ink-soft);text-decoration:none;font-weight:600;font-size:.95rem;transition:color .14s var(--ease)}.stdpage__siblings a:hover,.stdpage__siblings .is-current a{color:var(--red)}.stdpage__siblings .is-current{position:relative}.stdpage__siblings .is-current:before{content:"";position:absolute;left:-12px;top:50%;width:3px;height:1.1rem;transform:translateY(-50%);background:var(--red);border-radius:2px}.stats{background:var(--ink);color:#fff;padding-block:clamp(2.8rem,5vw,4.2rem)}.stats__grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem}.stat{text-align:center;padding:.4rem .6rem;border-left:1px solid rgba(255,255,255,.12)}.stat:first-child{border-left:0}.stat__num{display:block;font-family:var(--ff-display);font-weight:700;font-size:clamp(2.3rem,1.5rem + 2.4vw,3.3rem);line-height:1;color:var(--red)}.stat__label{display:block;margin-top:.6rem;color:#ffffffad;font-size:.95rem;line-height:1.45}.stats__note{text-align:center;margin:1.6rem 0 0;color:#fff9;font-size:.82rem}.about-more{background:var(--paper);padding-block:clamp(3rem,6vw,5rem)}.about-more__head{margin-bottom:clamp(1.6rem,3vw,2.2rem)}.about-more__grid{display:grid;grid-template-columns:1fr 1fr;gap:1.3rem}.about-more__card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(1.6rem,3vw,2.3rem);text-decoration:none;transition:transform .16s var(--ease),box-shadow .16s var(--ease),border-color .16s var(--ease)}.about-more__card:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm);border-color:var(--ink)}.about-more__icon{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:13px;background:var(--ink);color:#fff;margin-bottom:1rem}.about-more__icon .icon{width:26px;height:26px}.about-more__card h3{font-size:1.3rem;margin-bottom:.4rem;color:var(--ink)}.about-more__card p{color:var(--ink-soft);margin:0 0 1.1rem}.about-more__more{margin-top:auto;display:inline-flex;align-items:center;gap:.4rem;font-weight:600;font-size:.92rem;color:var(--red)}.about-more__more .icon{width:1em;height:1em;transition:transform .18s var(--ease)}.about-more__card:hover .about-more__more .icon{transform:translate(3px)}.service-card{display:flex;flex-direction:column;text-decoration:none}.service-card .service-card__title{color:var(--ink)}.service-card .service-card__text{color:var(--ink-soft)}.service-card__more{margin-top:auto;padding-top:.3rem;display:inline-flex;align-items:center;gap:.4rem;font-weight:600;font-size:.9rem;color:var(--red)}.service-card__more .icon{width:1em;height:1em;transition:transform .18s var(--ease)}.service-card:hover .service-card__more .icon{transform:translate(3px)}.help-topic-page{padding-block:clamp(2.6rem,5vw,4.5rem);background:var(--white)}.help-topic-page__foot{margin-top:2.4rem;padding-top:1.8rem;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;gap:.8rem}@media(max-width:600px){.stats__grid{grid-template-columns:1fr;gap:1.6rem}.stat{border-left:0;border-top:1px solid rgba(255,255,255,.12);padding-top:1.3rem}.stat:first-child{border-top:0;padding-top:.4rem}.help-topic-page__foot .btn{width:100%;justify-content:center}}.support__resources{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:2.4rem 0 1rem}.resource-tile{display:flex;align-items:center;gap:.9rem;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-sm);padding:1.1rem 1.2rem;text-decoration:none;transition:border-color .15s var(--ease),background-color .15s var(--ease),transform .15s var(--ease)}.resource-tile:hover{border-color:var(--ink);background:#fff;transform:translateY(-2px)}.resource-tile__icon{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;flex:none;border-radius:9px;background:var(--ink);color:#fff;transition:background-color .15s var(--ease)}.resource-tile:hover .resource-tile__icon{background:var(--red)}.resource-tile__icon .icon{width:20px;height:20px}.resource-tile>span{flex:1}.resource-tile strong{display:block;font-family:var(--ff-display);color:var(--ink);font-size:1.02rem;margin-bottom:.1rem}.resource-tile span span,.resource-tile>span:not(.resource-tile__icon){color:var(--ink-soft);font-size:.88rem;line-height:1.45}.resource-tile>.icon{color:var(--ink-faint);width:1.2em;height:1.2em;flex:none}.resource-tile:hover>.icon{color:var(--red)}.faqpage{padding:clamp(2.2rem,1.4rem + 3vw,3.6rem) 0 clamp(3rem,2rem + 4vw,5rem)}.faqpage__intro{display:flex;align-items:center;gap:1.6rem;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem 1.8rem;margin-bottom:2.8rem}.faqpage__spot{width:150px;height:auto;flex:none}.faqpage__intro p{margin:0 0 .9rem;color:var(--ink-soft)}.faqpage__intro p:last-child{margin-bottom:0}.faqpage__intro-links{display:flex;flex-wrap:wrap;gap:.6rem}.glossary{padding:clamp(2.2rem,1.4rem + 3vw,3.6rem) 0 clamp(3rem,2rem + 4vw,5rem)}.glossary__intro{display:flex;align-items:center;gap:1.6rem;margin-bottom:2.4rem}.glossary__spot{width:150px;height:auto;flex:none}.glossary__intro p{margin:0;color:var(--ink-soft);font-size:.98rem}.glossary__list{margin:0 0 2.6rem;border-top:1px solid var(--line)}.glossary__entry{padding:1.3rem 0;border-bottom:1px solid var(--line);scroll-margin-top:100px}.glossary__term{font-family:var(--ff-display);font-weight:700;font-size:1.16rem;color:var(--ink);margin:0 0 .35rem}.glossary__term:before{content:"";display:inline-block;width:18px;height:3px;background:var(--red);border-radius:2px;margin-right:.6rem;vertical-align:middle}.glossary__def{margin:0;color:var(--ink-soft);line-height:1.62}.glossary__foot{margin-top:1rem}@media(max-width:720px){.support__resources{grid-template-columns:1fr}.faqpage__intro,.glossary__intro{flex-direction:column;text-align:left;gap:1rem}.faqpage__spot,.glossary__spot{width:120px}}.account{padding-block:clamp(2.6rem,5vw,4.5rem);background:var(--white)}.account .services__grid{margin-bottom:2.6rem}.account__reassure{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem;margin:0 0 2.8rem}.account__reassure .callout{margin:0}.account__more-title{font-size:clamp(1.3rem,1.1rem + 1vw,1.7rem);margin-bottom:1.2rem}.pay-methods{display:grid;gap:1.1rem}.paymethod{display:flex;gap:1.1rem;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(1.4rem,3vw,1.9rem)}.paymethod--soft{background:#fff4f0;border-color:#f4cdbf}.paymethod__icon{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;flex:none;border-radius:13px;background:var(--ink);color:#fff}.paymethod--soft .paymethod__icon{background:var(--red)}.paymethod__icon .icon{width:25px;height:25px}.paymethod__body{flex:1 1 auto;min-width:0}.paymethod__title{font-size:1.2rem;margin-bottom:.4rem}.paymethod__body p{color:var(--ink-soft);margin:0 0 .9rem}.paymethod__body p:last-child{margin-bottom:0}.paymethod__body .facts{margin:.6rem 0 0;max-width:420px}@media(max-width:720px){.account__reassure{grid-template-columns:1fr}.paymethod{flex-direction:column}}.landing-intro{padding-block:clamp(2.6rem,5vw,4.4rem);background:var(--white)}.landing-intro__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(2rem,4vw,3.4rem);align-items:center}.landing-intro__text{font-size:1.07rem;color:#2c3a4a}.landing-intro__text>:first-child{margin-top:0}.landing-intro__text .btn{margin-top:.4rem}.landing-intro__media{margin:0}.landing-intro__media img{width:100%;border-radius:var(--radius);box-shadow:var(--shadow);aspect-ratio:3 / 2;object-fit:cover}.landing-points{padding-block:clamp(2.8rem,5vw,4.6rem);background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.landing-points__head{max-width:52ch;margin-bottom:clamp(1.6rem,3vw,2.4rem)}.landing-points .card{background:#fff}.landing-faq{padding-block:clamp(2.8rem,5vw,4.6rem);background:var(--white)}.landing-faq__head{margin-bottom:1.6rem}@media(max-width:860px){.landing-intro__grid{grid-template-columns:1fr}.landing-intro__media{order:-1}}.page-figure{margin:0;padding-top:clamp(1.6rem,3vw,2.4rem)}.page-figure img{width:100%;max-height:440px;object-fit:cover;border-radius:var(--radius)}.home-locations{background:var(--white);padding-block:clamp(3rem,6vw,5rem)}.home-locations__head{max-width:54ch;margin-bottom:clamp(1.6rem,3vw,2.2rem)}.home-locations__note{margin:1.3rem 0 0;color:var(--ink-soft);font-size:.98rem}.notice-band__actions{display:flex;gap:.65rem;flex-wrap:wrap;flex:none}@media(max-width:720px){.notice-band__actions{width:100%}.notice-band__actions .btn{width:100%;justify-content:center}}.site-nav__list a,.tabs__tab,.hero__eyebrow,.article__tags a,.faq{border-radius:3px}.cta:before,.industries:before,.page-hero:before{background:none}.notice-band__inner:after{background:none}.card:hover,.post-card:hover,.service-card:hover,.about-more__card:hover,.topic-tile:hover,.help-card:hover,.route:hover,.resource-tile:hover,.error-404__link:hover{transform:none}.brand__mark{font-weight:700;letter-spacing:-.02em}.why__head,.process__head,.services__head,.values__head,.home-locations__head,.landing-points__head{border-bottom:1px solid var(--line);padding-bottom:1.2rem}.topbar{background:var(--ink-deep);color:#ffffffb8;font-size:.82rem;border-bottom:1px solid rgba(255,255,255,.08)}.topbar__inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:38px}.topbar a{color:#ffffffc7;text-decoration:none;display:inline-flex;align-items:center;gap:.4rem}.topbar .icon{width:1em;height:1em;color:var(--red);flex:none}.topbar__contact{display:flex;gap:1.5rem;min-width:0}.topbar__links{display:flex;gap:1.5rem;align-items:center}.topbar__login{font-weight:600;color:#fff}@media(max-width:600px){.topbar__email{display:none}.topbar__contact,.topbar__links{gap:1rem}.topbar{font-size:.78rem}}.platform-band{background:var(--white);padding-block:clamp(3rem,6vw,5rem);border-top:1px solid var(--line)}.platform-band__grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,4vw,3.4rem);align-items:center}.platform-band__list{list-style:none;margin:1.4rem 0;padding:0;display:grid;gap:.7rem}.platform-band__list li{display:flex;gap:.6rem;align-items:flex-start}.platform-band__list .icon{color:var(--red);flex:none;margin-top:.15rem;width:1.2em;height:1.2em}.platform-band__actions{display:flex;flex-wrap:wrap;gap:.7rem;margin-top:1.4rem}.platform-band__media{margin:0}.platform-band__media img{width:100%;border-radius:var(--radius);box-shadow:var(--shadow);aspect-ratio:3 / 2;object-fit:cover}.platform-band__mockup{display:flex;align-items:center;justify-content:center;min-width:0;max-width:100%}.platform-band__mockup .portal-mockup{width:100%;min-width:0;max-width:100%;transform:perspective(1000px) rotateY(-5deg) rotateX(1.5deg);transform-origin:left center;box-shadow:6px 24px 64px #0000003d,0 0 0 1px #00000012}@media(max-width:860px){.platform-band__grid{grid-template-columns:1fr}.platform-band__media,.platform-band__mockup{order:-1}.platform-band__mockup .portal-mockup{transform:none}}@media print{.topbar,.site-header,.site-footer,.nav-toggle,.mobile-nav,.skip-link,.btn,.form,.crm-noteform,.portal-auth__tabs,.portal-head__meta,.cta,.platform-band,.notice-band,.home-news,.home-faq,.home-locations,.industries,.commitments,.process,.stats{display:none!important}body{color:#000;background:#fff;font-size:12pt}a{color:#000!important;text-decoration:underline}.wrap,.wrap--narrow{max-width:100%!important;padding:0 1cm!important}.hero,.page-hero,.crm-balance,.commitment{background:#fff!important;color:#000!important}.hero__title,.page-hero__title,.crm-balance__amount,.crm-balance__label,.crm-balance__ref{color:#000!important}.crm-balance{border:1px solid #000}.prose,.crm-case,.crm-table,.crm-timeline{color:#000!important}}.brand__mark{font-family:var(--ff-text);font-weight:800;letter-spacing:-.02em}.hero__text{color:#ffffffeb}.section-lead--invert{color:#ffffffd9}.page-hero__lead{color:#ffffffde}.crumbs a{color:#ffffffd1}.crumbs__sep{color:#ffffff80}.notice-band__body p,.commitment__body p,.contact__card--accent p,.sidecard--contact p{color:#ffffffe0}.stat__label{color:#ffffffd1}.crm-balance__label,.crm-balance__ref{color:#ffffffdb}.site-footer{color:#fffc}.site-footer__links a,.site-footer__contact a{color:#ffffffe6}.site-footer__tag{color:#ffffffc7}.industries .tabs__tab{color:#ffffffdb;border-color:#ffffff4d}.industries .tabs__tab.is-active{color:#fff}.topbar .icon{color:#ff6a6a}h1,h2,h3,h4{line-height:1.22}.topbar{color:#ffffffe6}.topbar a{color:#ffffffe6;font-weight:500}.topbar a:hover{color:#fff}.topbar__login{font-weight:700}.topbar__inner{flex-wrap:wrap;row-gap:.1rem}.portal-auth__switch{display:flex;gap:.5rem;margin-bottom:1.3rem}.portal-auth__switch a{flex:1;text-align:center;padding:.8rem 1rem;border:1px solid var(--line);border-radius:var(--radius-sm);font-weight:600;text-decoration:none;color:var(--ink-soft);background:#fff}.portal-auth__switch a.is-active{background:var(--ink);color:#fff;border-color:var(--ink)}.portal-auth__note{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-sm);padding:1rem 1.2rem;color:var(--ink-soft);font-size:.95rem;margin-top:1.1rem}.portal-auth__staff{margin-top:1.4rem;padding-top:1rem;border-top:1px solid var(--line);font-size:.9rem;color:var(--ink-faint)}.portal-auth__staff a{color:var(--ink-soft);font-weight:600}.portal-auth--client .portal-auth__title{color:var(--ink)}@media(max-width:720px){.brand__mark{font-size:1.8rem}.topbar{font-size:.82rem}.topbar__inner{min-height:0;padding-block:.5rem;column-gap:1rem}.mobile-nav__list a{padding:.95rem .6rem;font-weight:600;font-size:1.08rem}.site-nav__list a{font-weight:600}.btn{padding:.92rem 1.35rem}.btn--lg{padding:1.05rem 1.55rem;font-size:1rem}.section-title,.hero__title{line-height:1.24}.crm-pill{padding:.25rem .7rem}.portal-auth__switch a{font-size:.92rem;padding:.7rem .6rem}}html{color-scheme:light only}.hero .eyebrow,.page-hero .eyebrow,.cta .eyebrow,.industries .eyebrow,.commitment .eyebrow,.stats .eyebrow{color:#ff7a7a}.hero .eyebrow:before,.page-hero .eyebrow:before,.cta .eyebrow:before,.industries .eyebrow:before,.commitment .eyebrow:before,.stats .eyebrow:before{background:#ff7a7a}.site-footer__heading{color:#ffffffbd}.site-footer__notice p{color:#ffffffb8}.site-footer__notice strong{color:#fff}.site-footer__base{color:#ffffffbd}.site-footer__base-links a{color:#fffc}.site-footer__contact .icon{color:#ff8a8a}.site-footer__contact a{color:#fff}.post-card__media,.landing-intro__media img,.platform-band__media img,.article__hero img,.page-figure img,.crm-balance{background-color:var(--paper)}.crm-balance{background-color:var(--ink)}.industries .tabs__tab{background:#ffffff1f}@media(max-width:720px){.site-nav__list a{font-weight:700}.topbar{font-size:.85rem}.topbar a{font-weight:600}.topbar__login{font-weight:800}}.hero__badge{display:flex;width:fit-content;max-width:100%;align-items:center;gap:.5rem;font-weight:700;font-size:.85rem;color:#fff;background:var(--red);padding:.45rem .95rem;border-radius:3px;margin:0 0 1rem;box-shadow:0 1px 3px #00000040}.hero__badge .icon{width:1.05em;height:1.05em}.hero__trust{margin:1.5rem 0 0;font-size:.84rem;color:#ffffffb8;letter-spacing:.01em}.process__cta{margin-top:clamp(2rem,4vw,3rem);padding:1.35rem 1.6rem;background:#fff5f5;border:1px solid rgba(214,16,28,.18);border-radius:var(--radius);display:flex;align-items:center;justify-content:space-between;gap:1.3rem;flex-wrap:wrap}.process__cta p{margin:0;max-width:62ch;color:var(--ink-soft);font-size:1rem;line-height:1.55}.process__cta .btn{flex:none}.industries__more{margin-top:clamp(2rem,4vw,3rem)}.industries__more-label{color:#ffffffb8;font-size:.82rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;margin:0 0 1rem}.landing-form{padding:clamp(3rem,6vw,5rem) 0;background:var(--paper);border-top:1px solid var(--line)}.crm-agebar{display:inline-block;vertical-align:middle;width:90px;height:7px;background:var(--line);border-radius:4px;overflow:hidden;margin-right:.5rem}.crm-agebar>span{display:block;height:100%;background:var(--red)}.deskbg,body.merion-portal-app{background-color:var(--desk-2);background-image:linear-gradient(rgba(70,52,24,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(70,52,24,.05) 1px,transparent 1px),radial-gradient(1200px 560px at 50% -12%,rgba(255,255,255,.3),transparent 60%),linear-gradient(165deg,var(--desk-1),var(--desk-2));background-size:28px 28px,28px 28px,100% 100%,100% 100%;background-attachment:fixed;font-family:var(--ff-ui)}@media(hover:none){.deskbg,body.merion-portal-app{background-attachment:scroll}}.win{background:#f3f1ee;border:1px solid #000;border-radius:var(--win-radius);box-shadow:0 0 0 1px #ffffff0d,0 22px 50px #00000057;overflow:hidden}.win__bar{display:flex;align-items:center;gap:.6rem;padding:.5rem .9rem;background:var(--win-titlebar);border-bottom:1px solid #7d0a12;box-shadow:inset 0 1px #ffffff59,inset 0 -1px #00000040}.win__dots{display:inline-flex;gap:.34rem;flex:none}.win__dots i{width:10px;height:10px;border-radius:50%;background:#fff6;box-shadow:inset 0 0 0 1px #0000001f}.win__title{font-family:var(--ff-ui);font-size:.82rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:#fff;text-shadow:0 1px 0 rgba(0,0,0,.3);margin:0;display:inline-flex;align-items:center;gap:.4rem}.win__title .icon{width:1em;height:1em}.win__body{background:#fff;padding:clamp(1.6rem,3vw,2.8rem)}.win--readout .win__body{background:var(--ink);color:#fff}.datagrid{width:100%;border-collapse:collapse;font-family:var(--ff-ui);font-size:.9rem}.datagrid thead th{background:var(--ink);color:#fff;font-size:.72rem;text-transform:uppercase;letter-spacing:.04em;font-weight:700;text-align:left;padding:.55rem .7rem;border-right:1px solid rgba(255,255,255,.08)}.datagrid td{padding:.5rem .7rem;border-bottom:1px solid #ece9e6;border-right:1px solid #f1efec}.datagrid tbody tr:nth-child(2n) td{background:#faf9f8}.datagrid tbody tr:hover td{background:#fdf2f2}.datagrid code,.datagrid .u-mono{font-family:var(--ff-mono);color:var(--red-deep)}.u-mono{font-family:var(--ff-mono)}.u-chrome{font-family:var(--ff-ui);letter-spacing:.02em}.win .eyebrow,.win .section-eyebrow{font-family:var(--ff-ui)}.win--readout .stat__num{font-family:var(--ff-mono);color:#fff;letter-spacing:-.01em}.win--readout .stat__label{color:#ffffffd1}.win--readout .stats__note{color:#ffffff9e}.deskbg.win-section{padding-block:clamp(2.4rem,5vw,4rem)}.deskbg .win{margin-inline:auto}@media(max-width:760px){.win__body{padding:1.25rem 1.1rem}.win__bar{padding:.45rem .7rem}}.tabs__panel{display:grid;grid-template-columns:1.2fr .85fr;gap:clamp(1.4rem,3vw,2.6rem);align-items:center}.tabs__panel-body{min-width:0}.tabs__panel-media{margin:0}.tabs__panel-media img{width:100%;height:100%;min-height:240px;max-height:380px;object-fit:cover;border-radius:var(--radius);display:block}@media(max-width:760px){.tabs__panel{grid-template-columns:1fr}.tabs__panel-media img{max-height:220px}}.why,.process,.notice-band,.cta,.page-body,.newsroom,.contact,.disclosures,.debtletter,.error-404,.formpage,.services,.how,.sectors,.about-intro,.values,.commitment,.support,.commitments,.industries,.home-faq,.home-news,.help-single,.stdpage,.stats,.about-more,.help-topic-page,.faqpage,.glossary,.account,.landing-intro,.landing-points,.landing-faq,.home-locations,.platform-band,.landing-form{padding-block:clamp(1.6rem,3vw,2.8rem)}.calc{padding-block:clamp(1.8rem,3.5vw,3rem);background:var(--white)}.calc__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(1.5rem,3vw,2.6rem);align-items:start}.calc__form{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:clamp(1.4rem,3vw,2rem)}.calc__form-title{font-size:1.15rem;margin:0 0 1.1rem}.calc__field{margin-bottom:1rem}.calc__field>label{display:block;font-weight:600;font-size:.92rem;margin-bottom:.4rem;color:var(--ink)}.calc__input{display:flex;align-items:center;gap:.4rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:.1rem .7rem}.calc__input:focus-within{border-color:var(--red);box-shadow:0 0 0 3px #d6101c1f}.calc__input input{flex:1;border:0;padding:.55rem 0;font-size:1.05rem;font-family:var(--ff-mono);background:transparent;min-width:0;color:var(--ink)}.calc__input input:focus{outline:none}.calc__prefix,.calc__suffix{color:var(--ink-faint);font-size:.9rem;font-weight:600;flex:none}.calc__hint{margin:.4rem 0 0;font-size:.82rem;color:var(--ink-faint);line-height:1.45}.calc__fieldset{border:0;border-top:1px solid var(--line);margin:1.2rem 0 0;padding:1.1rem 0 0;min-width:0}.calc__fieldset legend{font-weight:700;font-size:.92rem;color:var(--ink);padding:0 0 .6rem}.calc__results{background:var(--ink);color:#fff;border-radius:var(--radius);padding:clamp(1.5rem,3vw,2.1rem);position:sticky;top:88px}.calc__results-eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.72rem;font-weight:700;color:#ff7a7a;margin:0 0 .5rem}.calc__headline{font-family:var(--ff-mono);font-weight:700;font-size:clamp(2.3rem,1.6rem + 3vw,3.4rem);line-height:1;color:#fff;margin:0}.calc__headline-sub{color:#ffffffb8;font-size:.95rem;margin:.5rem 0 1.3rem}.calc__breakdown{list-style:none;margin:0 0 1.4rem;padding:1.1rem 0 0;border-top:1px solid rgba(255,255,255,.16);display:grid;gap:.7rem}.calc__breakdown li{display:flex;align-items:baseline;justify-content:space-between;gap:1rem;font-size:.94rem;color:#ffffffd1}.calc__breakdown strong{font-family:var(--ff-mono);color:#fff;font-size:1.05rem;white-space:nowrap}.calc__cta p{color:#ffffffd1;font-size:.92rem;margin:0 0 .9rem}.calc__cta .btn{margin:0 .5rem .5rem 0}.calc__explain{margin-top:clamp(1.6rem,3vw,2.4rem)}.calc__disclaimer{font-size:.85rem;color:var(--ink-faint);border-top:1px solid var(--line);padding-top:1rem;margin-top:1.2rem}@media(max-width:820px){.calc__grid{grid-template-columns:1fr}.calc__results{position:static}}.resource-section{padding-block:clamp(1.8rem,3.5vw,3rem)}.resource-section--alt{background:var(--paper)}.resource-section__head{max-width:720px;margin:0 0 clamp(1.4rem,3vw,2.2rem)}.resource-section__head .section-title{margin:.3rem 0 .5rem}.resource-section__head .section-lead{margin:0}.resource-section__more{margin:clamp(1.2rem,2.5vw,1.8rem) 0 0}.guide-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:clamp(1rem,2.2vw,1.6rem)}.guide-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;text-decoration:none;color:var(--ink);transition:border-color .15s ease,transform .15s ease,box-shadow .15s ease}.guide-card:hover{border-color:var(--ink);transform:translateY(-3px);box-shadow:0 14px 30px #00000017}.guide-card__media{position:relative;aspect-ratio:16 / 9;background:var(--paper);overflow:hidden}.guide-card__media img{width:100%;height:100%;object-fit:cover;display:block}.guide-card__icon{position:absolute;left:16px;bottom:-18px;width:44px;height:44px;display:inline-flex;align-items:center;justify-content:center;background:var(--red);color:#fff;border-radius:12px;box-shadow:0 6px 16px #0000002e}.guide-card__icon .icon{width:22px;height:22px}.guide-card__body{padding:1.7rem 1.3rem 1.4rem;display:flex;flex-direction:column;flex:1}.guide-card__title{font-family:var(--ff-display);font-size:1.18rem;line-height:1.25;color:var(--ink)}.guide-card__text{color:var(--ink-soft);font-size:.95rem;line-height:1.55;margin:.55rem 0 1.1rem}.guide-card__more{margin-top:auto;display:inline-flex;align-items:center;gap:.4rem;color:var(--red);font-weight:600;font-size:.92rem}.guide-card__more .icon{width:1em;height:1em;transition:transform .15s ease}.guide-card:hover .guide-card__more .icon{transform:translate(3px)}.resource-feature{padding-block:clamp(1.8rem,3.5vw,3rem);background:var(--paper);border-block:1px solid var(--line)}.resource-feature__inner{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(1.5rem,3.5vw,3rem);align-items:center}.resource-feature__media{margin:0;border-radius:var(--radius);overflow:hidden;aspect-ratio:3 / 2}.resource-feature__media img{width:100%;height:100%;object-fit:cover;display:block}.resource-feature__body .section-title{margin:.3rem 0 .6rem}.resource-feature__body .section-lead{margin:0 0 1.3rem}.resource-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1rem}.guide{padding-block:clamp(1.8rem,3.5vw,3rem)}.guide__grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:clamp(1.8rem,4vw,3.4rem);align-items:start}.guide__hero-media{margin:0 0 1.8rem;border-radius:var(--radius);overflow:hidden;aspect-ratio:16 / 9}.guide__hero-media img{width:100%;height:100%;object-fit:cover;display:block}.guide__main h2{margin-top:2rem}.guide__main>p:first-of-type{font-size:1.1rem;color:var(--ink)}.guide__main .article-note{font-size:.88rem;color:var(--ink-faint);border-top:1px solid var(--line);padding-top:1.1rem;margin-top:2rem}.guide__aside{position:sticky;top:88px;display:grid;gap:1.1rem}.guide__card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem 1.3rem}.guide__card-eyebrow{display:block;text-transform:uppercase;letter-spacing:.12em;font-size:.72rem;font-weight:700;color:var(--red);margin-bottom:.9rem}.guide__takeaways ul{list-style:none;margin:0;padding:0;display:grid;gap:.8rem}.guide__takeaways li{display:flex;gap:.6rem;align-items:flex-start;font-size:.92rem;line-height:1.5;color:var(--ink-soft)}.guide__takeaways li .icon{width:18px;height:18px;flex:none;color:var(--red);margin-top:.12rem}.guide__nudge{border-top:4px solid var(--red)}.guide__readtime{display:inline-flex;align-items:center;gap:.35rem;font-size:.8rem;font-weight:600;color:var(--ink-faint);margin-bottom:.7rem}.guide__readtime .icon{width:15px;height:15px}.guide__nudge strong{display:block;font-family:var(--ff-display);font-size:1.1rem;color:var(--ink);margin-bottom:.35rem}.guide__nudge p{color:var(--ink-soft);font-size:.92rem;line-height:1.5;margin:0 0 1rem}.guide__nudge .btn{width:100%;justify-content:center;margin-bottom:.55rem}.guide__nudge .btn:last-child{margin-bottom:0}.guide-related{padding-block:clamp(1.8rem,3.5vw,3rem);background:var(--paper)}.guide-related__head{max-width:640px;margin:0 0 clamp(1.2rem,2.5vw,1.8rem)}.guide-related__head .section-title{margin:.3rem 0 0}@media(max-width:980px){.guide__grid{grid-template-columns:1fr}.guide__aside{position:static;grid-template-columns:1fr 1fr}}@media(max-width:820px){.resource-feature__inner{grid-template-columns:1fr}.resource-feature__media{order:2}}@media(max-width:680px){.guide-cards,.guide__aside{grid-template-columns:1fr}}.fee-tiers{display:flex;flex-direction:column;gap:.7rem;margin:1.2rem 0 1.8rem}.fee-tier__meta{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:.3rem}.fee-tier__label{font-size:.92rem;color:var(--ink-soft)}.fee-tier__pct{font-size:1rem;font-weight:700;color:var(--red)}.fee-tier__track{background:var(--paper);border-radius:6px;height:10px;overflow:hidden}.fee-tier__bar{height:100%;background:linear-gradient(90deg,var(--red-deep),var(--red));border-radius:6px;transition:width 1s cubic-bezier(.22,1,.36,1);will-change:width}.fee-schedule{margin:1.6rem 0}.fee-schedule__table{width:100%;border-collapse:collapse;margin:1rem 0 1.4rem;font-size:1rem}.fee-schedule__table th,.fee-schedule__table td{text-align:left;padding:.7rem .9rem;border-bottom:1px solid var(--line)}.fee-schedule__table thead th{font-family:var(--ff-text);font-size:.78rem;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-faint)}.fee-schedule__table tbody tr:nth-child(odd){background:var(--paper)}.fee-schedule__table td strong{color:var(--ink)}.fee-schedule__tool{display:flex;flex-wrap:wrap;align-items:center;gap:.7rem 1rem;margin:1.4rem 0 0}.fee-schedule__tool span{color:var(--ink-soft);font-size:.95rem}.crm-fees__links{display:flex;flex-wrap:wrap;gap:.55rem;margin:.9rem 0 0}.letter-compliance{font-size:.88rem;color:var(--ink-soft);line-height:1.55;margin:.7rem 0}@media(max-width:600px){.fee-schedule__tool .btn{width:100%;justify-content:center}.crm-fees__links .btn{flex:1 1 auto;justify-content:center}}.section-head--center{text-align:center;max-width:680px;margin:0 auto 2.5rem}.how-it-works{padding:clamp(2.8rem,6vw,5rem) 0;background:var(--paper)}.steps-list{list-style:none;padding:0;margin:0 auto;max-width:760px;counter-reset:steps;display:flex;flex-direction:column;gap:2rem}.step{display:flex;gap:1.25rem;align-items:flex-start}.step__num{flex:0 0 2.6rem;height:2.6rem;line-height:2.6rem;text-align:center;background:var(--red);color:#fff;border-radius:50%;font-weight:700;font-size:1.05rem}.step__body{flex:1}.step__title{display:block;font-weight:700;font-size:1.05rem;color:var(--ink);margin-bottom:.35rem}.step__body p{margin:0;color:var(--ink-soft);line-height:1.6}.steps-list__cta{text-align:center;margin-top:2.2rem}@media(max-width:600px){.step__num{flex:0 0 2.2rem;height:2.2rem;line-height:2.2rem;font-size:.95rem}}.newsroom__filters{display:flex;flex-wrap:wrap;gap:.4rem .6rem;margin:0 0 2rem}.newsroom__filter{display:inline-block;padding:.38rem .85rem;border:1px solid var(--line);border-radius:99px;font-size:.87rem;color:var(--ink-soft);text-decoration:none;transition:border-color .15s,color .15s,background .15s}.newsroom__filter:hover,.newsroom__filter.is-active{border-color:var(--red);background:var(--red);color:#fff}.contact-trust{padding:clamp(2rem,4vw,3.5rem) 0;background:#1a1a1a}.contact-trust__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem}.contact-trust__item{display:flex;align-items:flex-start;gap:.7rem}.contact-trust__item .merion-icon{color:var(--red);flex-shrink:0;margin-top:.18rem}.contact-trust__item strong{display:block;font-size:.97rem;color:#fff;margin-bottom:.2rem}.contact-trust__item span{font-size:.83rem;color:#aaa;line-height:1.5}@media(max-width:760px){.contact-trust__grid{grid-template-columns:1fr 1fr}}@media(max-width:500px){.contact-trust__grid{grid-template-columns:1fr}}.industries-band{padding:clamp(1.5rem,3vw,2.5rem) 0;background:#f7f5f3;border-top:1px solid var(--line);border-bottom:1px solid var(--line);text-align:center}.industries-band__label{font-size:.82rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-faint);margin:0 0 .9rem}.industries-band__list{list-style:none;padding:0;margin:0 0 1rem;display:flex;flex-wrap:wrap;gap:.45rem .8rem;justify-content:center}.industries-band__list li{font-size:.92rem;color:var(--ink-soft)}.industries-band__list li:after{content:"·";margin-left:.8rem;color:var(--line)}.industries-band__list li:last-child:after{display:none}.industries-band__more{font-size:.9rem;font-weight:600;color:var(--red);text-decoration:none}.industries-band__more:hover{text-decoration:underline}.btn.is-loading{position:relative;color:transparent!important;pointer-events:none}.btn.is-loading:after{content:"";position:absolute;top:50%;left:50%;width:16px;height:16px;margin:-8px 0 0 -8px;border:2px solid rgba(255,255,255,.4);border-top-color:#fff;border-radius:50%;animation:btn-spin .65s linear infinite}@keyframes btn-spin{to{transform:rotate(360deg)}}.btn.is-loading.btn--ghost:after{border-color:#00000026;border-top-color:var(--ink)}.pw-wrap{position:relative;display:block}.pw-wrap input[type=text],.pw-wrap input[type=password]{width:100%;padding-right:2.8rem}.pw-toggle{position:absolute;right:.55rem;top:50%;transform:translateY(-50%);background:none;border:none;cursor:pointer;color:var(--ink-soft);padding:.25rem;border-radius:4px;display:flex;align-items:center}.pw-toggle:hover{color:var(--ink)}.pw-toggle--active{color:var(--red)}.js-hover .guide-card{transition:transform .18s,box-shadow .18s}.js-hover .guide-card:hover{transform:translateY(-3px);box-shadow:0 12px 32px #0000001f}.js-hover .resource-tile{transition:background .15s,border-color .15s,transform .15s}.js-hover .resource-tile:hover{background:#fff;border-color:var(--red);transform:translate(3px)}.js-hover .commitment-item{transition:transform .2s}.js-hover .commitment-item:hover{transform:translateY(-4px)}.js-hover .stat{transition:transform .18s}.js-hover .stat:hover{transform:scale(1.04)}.hero__media{will-change:transform}.portal-mockup{border-radius:var(--radius);overflow:hidden;box-shadow:0 20px 60px #00000038,0 0 0 1px #00000014;pointer-events:none;user-select:none;font-family:var(--font-sans);font-size:.75rem;background:var(--paper)}.pm-appbar{background:#0c0c0c;display:flex;align-items:center;gap:.5rem;padding:.55rem 1rem}.pm-appbar__logo{font-family:Georgia,serif;font-size:.95rem;color:#fff;letter-spacing:-.01em}.pm-appbar__logo em{color:#d6101c;font-style:normal}.pm-appbar__dot{color:#ffffff4d}.pm-appbar__org{color:#ffffffb3;font-size:.72rem;flex:1}.pm-appbar__site{color:#ffffff8c;font-size:.68rem;border:1px solid rgba(255,255,255,.2);border-radius:3px;padding:.18rem .45rem}.pm-appbar__logout{color:#ffffff8c;font-size:.68rem}.pm-nav{background:#181616;display:flex;align-items:center;gap:0;padding:0 1rem;border-bottom:1px solid rgba(255,255,255,.06);overflow:hidden}.pm-nav__item{color:#ffffff8c;padding:.55rem .7rem;font-size:.7rem;white-space:nowrap}.pm-nav__item--on{color:#fff;border-bottom:2px solid #d6101c;margin-bottom:-1px}.pm-body{padding:1rem;background:#f5f4f3}.pm-greeting{font-size:.8rem;font-weight:600;color:#1a1818;margin:0 0 .8rem}.pm-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:.6rem;margin-bottom:.8rem}.pm-stat{background:#fff;border-radius:6px;padding:.65rem .7rem;border:1px solid #e4e2e0}.pm-stat strong{display:block;font-size:.88rem;font-weight:700;color:#1a1818}.pm-stat span{font-size:.65rem;color:#6b6763;margin-top:.1rem;display:block}.pm-stat--green strong{color:#1a7f46}.pm-stat--amber strong{color:#b45309}.pm-actions{display:flex;gap:.4rem;margin-bottom:.8rem}.pm-btn{display:inline-block;padding:.32rem .65rem;border-radius:4px;font-size:.68rem;font-weight:600}.pm-btn--primary{background:#1a1818;color:#fff}.pm-btn--ghost{background:#fff;border:1px solid #e4e2e0;color:#1a1818}.pm-card{background:#fff;border:1px solid #e4e2e0;border-radius:6px;overflow:hidden}.pm-card__head{display:flex;justify-content:space-between;align-items:center;padding:.5rem .75rem;border-bottom:1px solid #e4e2e0;font-size:.72rem;font-weight:600}.pm-card__head span{color:#6b6763;font-weight:400}.pm-table{width:100%;border-collapse:collapse;font-size:.68rem}.pm-table th{padding:.35rem .55rem;text-align:left;font-size:.63rem;font-weight:600;color:#6b6763;text-transform:uppercase;letter-spacing:.04em;background:#f9f8f7;border-bottom:1px solid #e4e2e0}.pm-table td{padding:.38rem .55rem;border-bottom:1px solid #f0eeed;color:#1a1818;vertical-align:middle}.pm-table tbody tr:last-child td{border-bottom:none}.pm-r{text-align:right}.pm-ref{font-family:monospace;color:#6b6763!important;font-size:.65rem}.pm-deb{font-weight:500}.pm-bold{font-weight:600}.pm-amber{color:#b45309}.pm-badge{display:inline-block;padding:.15rem .4rem;border-radius:99px;font-size:.6rem;font-weight:600}.pm-badge--green{background:#d1fae5;color:#065f46}.pm-badge--amber{background:#fef3c7;color:#92400e}.pm-badge--blue{background:#dbeafe;color:#1e40af}.portal-showcase{padding-block:clamp(3rem,6vw,5rem);background:#f0efee}.portal-showcase__inner{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(2rem,4vw,3.5rem);align-items:center}.portal-showcase__inner>*{min-width:0}.portal-showcase__screen .portal-mockup{max-width:100%}.portal-showcase__body{order:-1}.portal-showcase__body .section-title{margin:.3rem 0 .6rem}.portal-showcase__body .section-lead{margin:0 0 1.3rem}.portal-showcase__features{list-style:none;padding:0;margin:0 0 1.8rem;display:grid;gap:.6rem}.portal-showcase__features li{display:flex;align-items:flex-start;gap:.6rem;font-size:.95rem}.portal-showcase__features li .icon{color:var(--red);flex-shrink:0;margin-top:.1em}.portal-showcase__actions{display:flex;flex-wrap:wrap;gap:.7rem}.portal-showcase__screen .portal-mockup{transform:perspective(900px) rotateY(-4deg) rotateX(1deg);transform-origin:left center;box-shadow:4px 20px 60px #00000038,0 0 0 1px #0000000f}@media(max-width:860px){.portal-showcase__inner{grid-template-columns:1fr}.portal-showcase__body{order:0}.portal-showcase__screen .portal-mockup{transform:none}.pm-stats{grid-template-columns:repeat(2,1fr)}}@media(max-width:480px){.pm-table th{display:none}.pm-table td{display:flex;justify-content:space-between;padding:.2rem .55rem}.pm-table td:first-child{padding-top:.5rem}.pm-table td:last-child{padding-bottom:.5rem;border-bottom:1px solid #f0eeed}}.mdg{margin:0 0 1rem}.mdg-ic{width:26px;height:26px;display:block}.mdg--flow{margin:.5rem auto 2.4rem;max-width:1000px}.mdg-flow__track{list-style:none;margin:0;padding:0;position:relative;display:grid;grid-template-columns:repeat(var(--mdg-cols, 4),1fr);gap:.5rem}.mdg-flow__track:before{content:"";position:absolute;z-index:0;top:31px;left:10%;right:10%;height:2px;background:linear-gradient(90deg,var(--red) 0 16%,rgba(24,24,24,.16) 16%)}.mdg-flow__step{position:relative;z-index:1;display:flex;flex-direction:column;align-items:center;text-align:center}.mdg-flow__badge{position:relative;flex:0 0 auto;width:62px;height:62px;margin-bottom:.7rem;display:flex;align-items:center;justify-content:center;background:var(--ink);color:#fff;border-radius:4px;box-shadow:0 6px 16px #0c0c0c29}.mdg-flow__icon{display:flex}.mdg-flow__n{position:absolute;top:-8px;right:-8px;min-width:22px;height:22px;padding:0 5px;display:flex;align-items:center;justify-content:center;background:var(--red);color:#fff;font:700 .76rem/1 var(--ff-text);border-radius:3px;border:2px solid var(--paper)}.mdg-flow__body{display:flex;flex-direction:column;align-items:center}.mdg-flow__title{font:600 1.06rem/1.2 var(--ff-display);color:var(--ink);margin-bottom:.25rem}.mdg-flow__desc{font-size:.85rem;line-height:1.45;color:var(--ink-soft);max-width:18ch}.mdg--on-dark .mdg-flow__title{color:#fff}.mdg--on-dark .mdg-flow__desc{color:#ffffffb8}.mdg--on-dark .mdg-flow__badge{background:#fff;color:var(--ink)}.mdg--on-dark .mdg-flow__n{border-color:var(--ink-deep)}.mdg--on-dark .mdg-flow__track:before{background:linear-gradient(90deg,var(--red) 0 16%,rgba(255,255,255,.24) 16%)}@media(max-width:760px){.mdg-flow__track{grid-template-columns:1fr;gap:0}.mdg-flow__track:before{inset:0 auto 0 30px;width:2px;height:auto;background:#18181829}.mdg--on-dark .mdg-flow__track:before{background:#ffffff3d}.mdg-flow__step{flex-direction:row;align-items:flex-start;text-align:left;gap:.9rem;padding:.55rem 0}.mdg-flow__badge{width:52px;height:52px;margin-bottom:0}.mdg-flow__body{align-items:flex-start;padding-top:.3rem}.mdg-flow__desc{max-width:none}}.mdg--timeline{max-width:720px;margin:.5rem auto 1.2rem}.mdg-tl{list-style:none;margin:0;padding:0;position:relative}.mdg-tl:before{content:"";position:absolute;top:10px;bottom:18px;left:96px;width:2px;background:#18181824}.mdg-tl__item{position:relative;display:grid;grid-template-columns:84px 1fr;column-gap:1.8rem;padding:.4rem 0 1rem}.mdg-tl__item:before{content:"";position:absolute;left:90px;top:.55rem;width:14px;height:14px;border-radius:50%;background:var(--red);border:3px solid var(--paper);box-shadow:0 0 0 1px #1818181f;z-index:1}.mdg-tl__day{text-align:right;font:700 .82rem/1.35 var(--ff-text);color:var(--red);padding-top:.2rem}.mdg-tl__title{display:block;font:600 1.05rem/1.3 var(--ff-display);color:var(--ink);margin-bottom:.12rem}.mdg-tl__desc{display:block;font-size:.9rem;line-height:1.5;color:var(--ink-soft)}.mdg-tl__note{font-size:.82rem;font-style:italic;color:var(--ink-faint);margin:.4rem 0 0;padding-left:calc(84px + 1.8rem)}@media(max-width:560px){.mdg-tl:before{left:7px}.mdg-tl__item{grid-template-columns:1fr;column-gap:0;padding-left:30px}.mdg-tl__item:before{left:1px;top:.4rem}.mdg-tl__day{text-align:left}.mdg-tl__note{padding-left:30px}}.mdg--two{display:grid;grid-template-columns:1fr auto 1fr;max-width:920px;margin:.5rem auto 1.2rem;align-items:stretch}.mdg-two__col,.mdg-two__hub{padding:1.5rem 1.4rem;border:1px solid #e7e4e1;text-align:center;display:flex;flex-direction:column;align-items:center}.mdg-two__col{background:#fff}.mdg-two__col:first-child{border-right-width:0}.mdg-two__col:last-child{border-left-width:0}.mdg-two__hub{background:var(--ink);color:#fff;border-color:var(--ink);justify-content:center;min-width:200px}.mdg-two__icon{width:54px;height:54px;display:flex;align-items:center;justify-content:center;background:var(--ink);color:#fff;border-radius:4px;margin-bottom:.7rem}.mdg-two__icon .mdg-ic{width:28px;height:28px}.mdg-two__cap{font:600 1.08rem/1.2 var(--ff-display);color:var(--ink);margin-bottom:.65rem}.mdg-two__list{list-style:none;margin:0;padding:0;font-size:.9rem;color:var(--ink-soft);line-height:1.75}.mdg-two__hubname{font:700 1.45rem/1 var(--ff-display)}.mdg-two__hubname:after{content:"";display:block;width:26px;height:3px;background:var(--red);margin:.55rem auto .65rem}.mdg-two__hubnote{font-size:.88rem;line-height:1.5;color:#ffffffc7;max-width:22ch}@media(max-width:680px){.mdg--two{grid-template-columns:1fr}.mdg-two__col,.mdg-two__hub{border-width:1px 1px 0}.mdg-two__col:first-child{border-right-width:1px}.mdg-two__col:last-child{border-left-width:1px}.mdg--two>:last-child{border-bottom-width:1px}}.mdg--map{max-width:760px;margin:.5rem auto 1.2rem;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:1.2rem 2.4rem;align-items:center}.mdg-map__fig{display:flex;justify-content:center}.mdg-map__svg{width:100%;max-width:430px;height:auto;display:block}.mdg-map__states path{fill:#e3dfd9;stroke:#fff;stroke-width:.7;stroke-linejoin:round}.mdg-map__svg #QLD,.mdg-map__svg #NSW,.mdg-map__svg #VIC,.mdg-map__svg #ACT{fill:var(--red)}.mdg-map__legend{list-style:none;margin:0;padding:0;display:grid;gap:.65rem}.mdg-map__legend li{display:flex;align-items:center;gap:.7rem}.mdg-map__code{flex:0 0 auto;min-width:46px;text-align:center;padding:.28rem .4rem;background:var(--red);color:#fff;font:700 .82rem/1 var(--ff-text);border-radius:3px}.mdg-map__state{font-size:.96rem;color:var(--ink)}.mdg-map__credit{grid-column:1 / -1;font-size:.72rem;color:var(--ink-faint);margin:.3rem 0 0;text-align:center}@media(max-width:640px){.mdg--map{grid-template-columns:1fr;gap:1rem;justify-items:center}.mdg-map__legend{grid-template-columns:repeat(2,auto);gap:.5rem 1.3rem}}.page-hero--media .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(1.5rem,4vw,3rem);align-items:center}.page-hero--media .page-hero__text{min-width:0}.page-hero__media{margin:0}.page-hero__media img{display:block;width:100%;height:auto;border-radius:6px;box-shadow:0 20px 50px #0006}@media(max-width:860px){.page-hero--media .wrap{grid-template-columns:1fr}.page-hero__media{display:none}}@media(max-width:960px){.why__grid,.process__steps,.post-grid,.options{grid-template-columns:1fr 1fr}.post-card--lead{grid-column:1 / -1}.contact__grid{grid-template-columns:1fr}.contact__aside{flex-direction:row;flex-wrap:wrap}.contact__card{flex:1 1 280px}.disclosures__grid{grid-template-columns:1fr;gap:1.6rem}.disclosures__index{position:static}.disclosures__index ul{display:flex;flex-wrap:wrap;gap:.4rem}.disclosures__index a{border-left:0;border:1px solid var(--line);border-radius:999px}.site-footer__top{grid-template-columns:1fr 1fr}.site-footer__brand{grid-column:1 / -1}.formpage__grid{grid-template-columns:1fr}.formpage__aside{flex-direction:row;flex-wrap:wrap}.formpage__aside .sidecard{flex:1 1 260px}.services__grid{grid-template-columns:1fr 1fr}.how__grid{grid-template-columns:1fr;gap:1.6rem}.how__intro{position:static}.support__topics,.route-grid--wide,.commitments__grid{grid-template-columns:1fr 1fr}.home-faq__grid{grid-template-columns:1fr;gap:1.8rem}.home-faq__intro{position:static}.help-topic__grid{grid-template-columns:1fr 1fr}.help-single__grid,.stdpage__grid{grid-template-columns:1fr}.stdpage__aside{position:static}.stats__grid{grid-template-columns:1fr 1fr}.stat:nth-child(3){border-left:0}.about-more__grid{grid-template-columns:1fr}}@media(max-width:1100px){.site-nav{display:none}.nav-toggle{display:inline-flex}}@media(max-width:720px){.site-nav{display:none}.nav-toggle{display:inline-flex}.why__grid,.process__steps,.post-grid,.options,.pledge-grid,.error-404__links{grid-template-columns:1fr}.notice-band__inner{flex-direction:column;align-items:flex-start;gap:1.1rem}.notice-band__inner .btn{width:100%;justify-content:center}.form__row{grid-template-columns:1fr}.cta__inner,.callout--cta{flex-direction:column;align-items:flex-start}.callout--cta .btn{width:100%;justify-content:center}.site-footer__top{grid-template-columns:1fr}.formpage__aside{flex-direction:column}.services__grid,.values__grid,.sectors__list,.route-grid,.route-grid--wide,.support__topics{grid-template-columns:1fr}.commitment__inner{flex-direction:column;align-items:flex-start}.commitment__inner .btn{width:100%;justify-content:center}.faq-group__title{font-size:1.2rem}.commitments__grid,.help-topic__grid{grid-template-columns:1fr}.home-news__head{flex-direction:column;align-items:flex-start;gap:.6rem}.tabs__list{gap:.4rem;padding-bottom:1.2rem}.tabs__tab{font-size:.88rem;padding:.6rem 1rem}.help-single__foot-actions .btn{width:100%;justify-content:center}}@media(max-width:960px){.formpage__grid{grid-template-columns:1fr}.formpage__aside{flex-direction:row;flex-wrap:wrap}.formpage__aside .sidecard{flex:1 1 260px}.services__grid{grid-template-columns:1fr 1fr}.how__grid{grid-template-columns:1fr;gap:1.6rem}.how__intro{position:static}.support__topics,.route-grid--wide,.commitments__grid{grid-template-columns:1fr 1fr}.home-faq__grid{grid-template-columns:1fr;gap:1.8rem}.home-faq__intro{position:static}.help-topic__grid{grid-template-columns:1fr 1fr}.help-single__grid,.stdpage__grid,.about-more__grid{grid-template-columns:1fr}}@media(max-width:720px){.formpage__aside{flex-direction:column}.services__grid,.values__grid,.sectors__list,.route-grid,.route-grid--wide,.support__topics,.commitments__grid,.help-topic__grid{grid-template-columns:1fr}.commitment__inner{flex-direction:column;align-items:flex-start}.commitment__inner .btn{width:100%;justify-content:center}.faq-group__title{font-size:1.2rem}.home-news__head{flex-direction:column;align-items:flex-start;gap:.6rem}.tabs__list{gap:.4rem;padding-bottom:1.2rem}.tabs__tab{font-size:.88rem;padding:.6rem 1rem}}.brand{display:inline-flex;align-items:baseline;gap:.5rem;flex-wrap:wrap}.brand__sub{font-family:var(--ff-text);font-weight:600;font-size:.82rem;letter-spacing:.02em;color:var(--ink-soft, #555);border-left:1px solid var(--line, #e4e4e4);padding-left:.55rem;line-height:1;white-space:nowrap}.header-search{margin-inline:.25rem}.header-search .search-form{margin:0}.header-search .search-form__row{gap:.4rem}.header-search .search-form__input{min-width:12rem;padding:.5rem .85rem;font-size:.9rem}.header-search .search-form__submit{padding:.5rem .95rem;font-size:.9rem}@media(max-width:980px){.header-search{display:none}}.mobile-nav__search{margin-bottom:1rem}.mobile-nav__search .search-form{margin:0}.mobile-nav__search .search-form__input{width:100%}