Merion does not set a fixed minimum debt amount. However, the practical economics of recovery mean that very small debts — for example, amounts under a few hundred dollars — may not be commercially viable to pursue on a commission basis, depending on their age and complexity.
Recovery involves real costs in time and effort: letters, phone contact, investigation, and potentially legal action. Our commission fee is a percentage of what we recover, so on a very small debt the fee may not justify the work involved — or may leave you with very little after deduction.
That said, context matters. A small debt that is recent, well-documented, and owed by a solvent business with good contact details is a much better prospect than a large, old, and poorly documented account. We assess each referral on its merits.
If you are uncertain whether an account is worth referring, the simplest approach is to request a consultation or contact us. We will give you an honest assessment rather than accepting a referral that is unlikely to produce a useful outcome for you.
Was this article helpful, or still not sure? Our team is happy to talk it through.