What you'll do
- Understand what a free debt appraisal covers
- Know what details to provide for a useful appraisal
- Request an appraisal through the right channel
- Interpret the feedback you receive
- Decide your next step with confidence
5 min
What an appraisal is
A free debt appraisal is a quick, no-obligation look at an unpaid account. It is not legal advice and it is not a guarantee of recovery, but it gives you a practical view of how recoverable a debt looks and what approach might suit. It is a sensible first step when you are weighing up whether to pursue an account.
How to request one
- Visit merion.com.au/free-debt-appraisal.
- Enter your business contact details.
- Provide the debtor's name and, if known, their entity type.
- Enter the amount owed and how old the debt is.
- Add a sentence or two on the background, including any disputes.
- Submit the request and wait for our response.
There is no cost and no commitment to proceed.
Using the result
Once we review your details, you will receive a plain-English summary of how the debt looks and your realistic options. If it looks worth pursuing, you can move straight to a referral at merion.com.au/refer-a-debt. If it does not, you have lost nothing and gained clarity.
Good to know
- A free appraisal is no-obligation and costs nothing
- Clear background details produce a more useful appraisal
- You can move straight to referral if the debt looks worth pursuing
FAQ
Is the appraisal really free?
Yes. The appraisal is free and there is no obligation to refer the debt afterwards.
Is an appraisal the same as legal advice?
No. It is general business information about recoverability, not legal advice. For legal questions, speak with a qualified lawyer.
How much detail should I give?
Enough to describe the debtor, the amount, the age of the debt and any dispute. A few sentences is usually plenty.
Still not sure? Our team is happy to talk it through.